815 Harper Ct, Cary, IL 60013 Property Records

McHenry County property record for 815 Harper Ct, Cary, IL 60013

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,709 sqft · built 1999
Owner	Individual Name on File
Last Sale	$168,500 (Sep 1999)
Deeds & Mortgages	Jan 2019 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-14-408-018`

Property Details

APN / Parcel Number

Primary APN	`19-14-408-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,709 sqft
Gross Area	2,580 sqft

Exterior

Year Built	Built 1999
Architectural Style	Townhouse

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	815 HARPER CT
City	CARY
State	IL
Zip	60013-3225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 1999R0066061 UNIT 9-30 SIENNA POINTE CONDOS 11TH SUPPL (PT LT 1 CARY OAKS SUB PHASE 5 RESUB LT 3)
Legal Range	08E
Legal Township	43N
Legal Section	14
Legal Subdivision	CARY OAKS
Legal Phase	5
Legal Lot Number	1,3
Legal Unit	9-30
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871312

Owner

815 Harper Ct, a condominium, is owned and occupied by an individual who bought it in September 1999.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	815 HARPER CT, CARY, IL 60013-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 1999 · Amount on File
Deed Sale	Sep 21, 1999 · Amount on File
Deed Document Number	1999R0066061
Record Updated	Jun 7, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	815 HARPER CT, CARY, IL 60013-3225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002387
Date	Jan 25, 2019
Instrument	2019R0002387

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	815 HARPER CT, CARY, IL 60013-3225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040652
Date	Nov 30, 2018
Instrument	2018R0040652

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.49%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$68,885 Land $18,762 Building $50,123	$206,655 Land $56,286 Building $150,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Harper Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 815 Harper Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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