815 H St, Elgin, OK 73538 Property Records

Comanche County property record for 815 H St, Elgin, OK 73538

Property Summary

Property Type	Office Building
Details	1,440 sqft · built 2020
Lot Size	0.082 acres (3,615 sqft)
Owner	Company Name on File
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-000-0000`
Alternative APNs	`160034804` `34804`

Interior

Stories	1 Story
Building Area	1,440 sqft Total Area
1st Floor Area	540 sqft

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Lot Area	3,615 sqft (0.082 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	34804
Old Parcel Number	160034804
Street Address	815 H ST
City	ELGIN
State	OK
Zip	73538-9008
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	ELGIN A PARCEL IN S 100' OF LOT 2 BLK A; BEG AT NE/C OF S 100' OF SD LOT 2; THN S ALG E BDRY OF LOT 2 70.55'; THN W PARA TO N
Legal Range	10W
Legal Township	04N
Legal Section	30
Legal Quarter	NW
Legal Subdivision	ELGIN
Legal Block	A
Legal Lot Number	2
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1011
Census Tract	2101

Owner

Source: Comanche County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	815 H ST, ELGIN, OK 73538-9008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan LIBERTY NATIONAL BANK
Apr 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICAN BANK
Oct 22, 2020	Deed of Trust, Mortgage · Construction Mortgage ALL AMERICA BANK
Aug 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICA BANK
Jul 8, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 8, 2020
Transfer Doc	008507/276
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	815 H ST, ELGIN, OK 73538-9008
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 H ST, ELGIN, OK 73538-9008

Mortgage

Document Number	00010008/1
Date	Oct 21, 2025
Book Page	10008/1
Instrument	2025-016970

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	LAWTON, OK 73501

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	815 H ST, ELGIN, OK 73538-9008
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008235/001
Date	Apr 29, 2019
Book Page	8235/001
Instrument	2019-005748

Lender

Name	ALL AMERICAN BANK
Address	ELGIN, OK 73538

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	815 H ST, ELGIN, OK 73538-9008
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008593/244
Date	Oct 22, 2020
Book Page	8593/244
Instrument	2020-015817

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	TEMPLE, OK 73568

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2021

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	815 H ST, ELGIN, OK 73538-9008
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 H ST, ELGIN, OK 73538-9008

Mortgage

Document Number	008834/277
Date	Aug 3, 2021
Book Page	8834/277
Instrument	2021-014220

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	Jul 8, 2020
Property Address	815 H ST, ELGIN, OK 73538-9008
Document Number	008507/276
Book / Page	8507 / 276
Instrument Date	Jun 29, 2020
Instrument	2020-009265
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	815 H ST, ELGIN, OK 73538-9008

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00	$20,208 (+5%) Land $1,621 Building $18,587	$188,509 (+10.19%) Land $14,408 Building $174,101
2024	$2,044.00 (+0.2%)	$19,246 (-1.47%) Land $1,621 Building $17,625	$171,076 (-1.47%) Land $14,408 Building $156,668
2023	$2,040.00	$19,533 Land $1,621 Building $17,912	$173,628 Land $14,408 Building $159,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hilliary Communications Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, TDS Telecom.

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