815 Grace St, Mansfield, OH 44905 Property Records

Richland County property record for 815 Grace St, Mansfield, OH 44905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1938
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$42,900 (May 2004)
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-90-011-14-000`

Property Details

APN / Parcel Number

Primary APN	`028-90-011-14-000`
Alternative APN	`04268`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	752 sqft Living Area
1st Floor Area	656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Bungalow
Exterior Material	Aluminum Siding
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Canopy	24 sqft
Poultry House	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 GRACE ST
City	MANSFIELD
State	OH
Zip	44905-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20342 50 X 150.2
Legal Subdivision	COOLRIDGE HEIGHTS
Jurisdiction	RICHLAND OH
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1025
Census Tract	800

Owner

815 Grace St is owned and occupied by an individual who bought it in May 2004.

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	815 GRACE ST, MANSFIELD, OH 44905-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 22, 2007	Deed of Trust, Mortgage THE RICHLAND TRUST CO
Nov 19, 2008	Deed of Trust, Mortgage AMERICAN MORTGAGE SERVICE CO
May 14, 2015	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2004 · Amount on File
Deed Sale	May 5, 2004 · Amount on File
Prior Sale	Nov 25, 2003 · Amount on File
Deed Document Number	20048921
Deed Book / Page	1384 / 536
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	815 GRACE ST, MANSFIELD, OH 44905-2045
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02998/3310
Date	Dec 1, 2022
Book Page	2998/3310
Instrument	202200014666

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	815 GRACE ST, MANSFIELD, OH 44905-2045
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01799/0235
Date	Oct 22, 2007
Book Page	1799/0235
Instrument	200700015962

Lender

Name	THE RICHLAND TRUST CO
Type	Non-Lending Institution
Address	MANSFIELD, OH 44902

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 17, 2017

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	815 GRACE ST, MANSFIELD, OH 44905-2045
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01879/0097
Date	Nov 19, 2008
Book Page	1879/0097
Instrument	200800015101

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2038

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	815 GRACE ST, MANSFIELD, OH 44905-2045
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02382/0262
Date	May 14, 2015
Book Page	2382/0262
Instrument	201500005102

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 815 Grace St was $1,016 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
Municipality	Mansfield City
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (+0.1%)	$25,700 (-) Land $6,940 Building $18,760
2024	$1,015.00 (-2.03%) Homeowner's exemption	$25,700 (-) Land $6,940 Building $18,760
2023	$1,036.00 (+23.92%) Homeowner's exemption	$25,700 (+34.48%) Land $6,940 Building $18,760	$73,440 Land $19,830 Building $53,610
2022	$836.00 Homeowner's exemption	$19,110 Land $5,910 Building $13,200
2020			$54,600 Land $16,890 Building $37,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Grace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Grace St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANSFIELD CITY serves 51,000 people · EPA ID OH7002914
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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