815 Gowan Rd, Inman, SC 29349 Property Records

Spartanburg County property record for 815 Gowan Rd, Inman, SC 29349

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,646 sqft · built 2016
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (May 2018)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-4300-01008`

Property Details

APN / Parcel Number

Primary APN	`1-4300-01008`
Alternative APN	`15666`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,646 sqft Living Area
Gross Area	3,523 sqft
Upper Floors Area	1,927 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	253 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15666
Street Address	815 GOWAN RD
City	INMAN
State	SC
Zip	29349-7615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 GOWAN'S CROSSING SECTION 1 PB 157-505
Legal Subdivision	GOWANS XING SEC 1
Legal Lot Number	8
Jurisdiction	SPARTANBURG SC
Township / Civil Division	INMAN
Census Block Group	2
Census Block	2000
Census Tract	22805

Owner

815 Gowan Rd is owned and occupied by an individual who bought it in May 2018.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	815 GOWAN RD, INMAN, SC 29349-7615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit CAROLINA FOOTHILLS FCU
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit CAROLINA FOOTHILLS FCU
May 14, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 6, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
May 29, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Feb 23, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	2018-23470
Deed Book / Page	119-V / 0034
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	815 GOWAN RD, INMAN, SC 29349-7615
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022254
Date	Apr 27, 2022
Book Page	6371/765
Instrument	2022-22254

Lender

Name	CAROLINA FOOTHILLS FCU
Type	Credit Union
Address	GREENVILLE, SC 29615

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	815 GOWAN RD, INMAN, SC 29349-7615
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035524
Date	Jun 28, 2021
Book Page	6128/927
Instrument	2021-35524

Lender

Name	CAROLINA FOOTHILLS FCU
Type	Credit Union
Address	GREENVILLE, SC 29615

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	815 GOWAN RD, INMAN, SC 29349-7615
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026809
Date	May 14, 2021
Book Page	6093/631
Instrument	2021-26809

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	815 GOWAN RD, INMAN, SC 29349-7615
Document Number	0000019184
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 GOWAN RD INMAN SC 293497615, INMAN, SC 29349-7615

Mortgage

Document Number	0000019184
Date	May 8, 2020
Book Page	005808/000310
Instrument	19184

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 29, 2018
Property Address	815 GOWAN RD, INMAN, SC 29349-7615
Document Number	0000023470
Book / Page	00119V / 000034
Instrument Date	May 25, 2018
Instrument	23470
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$995.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 GOWAN RD INMAN SC 293497615, INMAN, SC 29349-7615

Mortgage

Document Number	23471
Date	May 29, 2018
Book Page	005452/000603
Instrument	23471

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Feb 23, 2017
Property Address	815 GOWAN RD, INMAN, SC 29349-7615
Document Number	0000008015
Book / Page	00114W / 000085
Instrument Date	Feb 23, 2017
Instrument	8015
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$921.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 GOWAN RD INMAN SC 293497615, INMAN, SC 29349-7615

Mortgage

Document Number	8016
Date	Feb 23, 2017
Book Page	005242/000105
Instrument	8016

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 815 Gowan Rd was $2,516, up 1.5% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00 (+1.45%)	$12,935 Land $1,133 Building $11,802	$344,800 Land $30,200 Building $314,600
2024	$2,480.00 (+1.35%)
2023	$2,447.00	$12,935 Land $1,133 Building $11,802	$344,800 Land $30,200 Building $314,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Gowan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Gowan Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INMAN CAMPOBELLO W/D (4220002) serves 41,007 people · EPA ID SC4220002
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Also Mapped Here	SJWD MIDDLE TYGER WTP
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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