Allegany County property record for 815 Frederick St, Cumberland, MD 21502
| Property Type | Medical Building |
|---|---|
| Details | 1,620 sqft · built 1964 |
| Lot Size | 0.302 acres (13,163 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Dec 1998) |
| Tax Bill | $1,147 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-011425 |
| Primary APN | 23-011425 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,620 sqft Total Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Metal |
| Lot Area | 13,163 sqft (0.302 acres) |
| Lot Dimensions | 95 ft deep x 135 ft wide |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 011425 |
|---|---|
| Street Address | 815 FREDERICK ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1233 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Local Zoning Code | B-L |
| Legal Description | 815 FREDERICK ST LOT 49 TO 53 135X95 100 |
| Legal Subdivision | BRUCE & LITZENBURG NORTHEASTER |
| Legal Lot Number | 49-53 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 2300 |
815 Frederick St, a commercial property, is owned by an individual who bought it in December 1998.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 FREDERICK ST, CUMBERLAND, MD 21502-1233 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 1998 · Amount on File |
| Deed Sale | Dec 29, 1998 · Amount on File |
| Deed Document Number | 19982399 |
| Deed Book / Page | 667 / 435 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 815 Frederick St was $1,147.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,400 Land $21,700 Building $104,700 | $126,400 Land $21,700 Building $104,700 | |
| 2025 | $1,147.00 | ||
| 2023 | $1,141.00 | $122,700 Land $21,700 Building $101,000 | $122,700 Land $21,700 Building $101,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Frederick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 815 Frederick St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, Verizon.
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