815 Forest Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 815 Forest Ave, Saint Charles, MO 63301

Property Summary

Property TypeApartments (5+ Units)
Details4,850 sqft · built 1946
Lot Size0.459 acres (20,000 sqft)
OwnerCompany Name on Record
Tax Bill$4,237 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN077260A000

Property Details

APN / Parcel Number

Primary APN077260A000
Alternative APN
  • 6-009C-4396-00-0027.0000000

Interior

Stories2 Stories
Building Area4,850 sqft Living Area
1st Floor Area4,850 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions125 ft deep x 160 ft wide
TerrainRolling
PorchOpen Porch
Porch Area12 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number077260A000
Street Address815 FOREST AVE
CitySAINT CHARLES
StateMO
Zip63301-2452
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeAC5
Legal DescriptionPOWELL TERR SUB LOT 27 815-17-19-21-23-25 FOREST AVE
Legal SubdivisionPOWELL TERR
Legal Lot Number27
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group4
Census Block4001
Census Tract310501

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address457 WHITESTONE, CHESTERFIELD, MO 63017
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2023
Deed SaleMay 3, 2023
Deed Document Number202316842
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address815 FOREST AVE, SAINT CHARLES, MO 63301-2452
Document Number0069691270
Instrument DateAug 28, 2018
Transaction TypeMortgage
Record UpdatedSep 14, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address427 WHITESTONE FARM DR CHESTERFIELD MO 630172463, CHESTERFIELD, MO 63017-2463

Mortgage

Document Number0069691270
DateAug 29, 2018
Book Page006969/001270
Instrument494510
Lender
NameCENTRAL BK/ST LOUIS
AddressST LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,934 (-)$357,545 (-) Land $80,000 Building $277,545
2025$4,237.00 (-2.33%)$67,934 (-)$357,545 (-) Land $80,000 Building $277,545
2024$4,338.00
2023$67,934
2022$357,545 Land $80,000 Building $277,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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