815 Fairway Dr, Union, MO 63084 Property Records

Franklin County property record for 815 Fairway Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,777 sqft · built 2006
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (Sep 2022)
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-3-05.1-0-008-001.540`

Property Details

APN / Parcel Number

Primary APN	`21-3-05.1-0-008-001.540`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,777 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)

Location & Zoning

Street Address	815 FAIRWAY DR
City	UNION
State	MO
Zip	63084-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:42 BIRCH CREEK ESTATES 3
Legal Range	1E
Legal Township	42N
Legal Section	5
Legal Subdivision	BIRCH CREEK ESTATES
Legal Lot Number	42
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1040
Census Tract	800606

Owner

815 Fairway Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	815 FAIRWAY DR, UNION, MO 63084-4551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Jan 29, 2013
Deed Document Number	202215075
Prior Transfer Date	Dec 4, 2012
Prior Transfer Doc	0000001833
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 29, 2022
Property Address	815 FAIRWAY DR, UNION, MO 63084-4551
Document Number	0002215075
Map Reference	PB P PG 1413
Instrument Date	Sep 28, 2022
Instrument	2215075
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 BLUEGRASS RIDGE RD, SAINT CLAIR, MO 63077-4164

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 FAIRWAY DR, UNION, MO 63084-4551

Mortgage

Document Number	0002215076
Date	Sep 29, 2022
Instrument	2215076

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 815 Fairway Dr was $4,313.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,313.00	$72,346	$380,770 Land $55,000 Building $325,770
2023	$3,976.00 (-5.54%)	$66,131 (-5.12%)	$348,060 Land $55,000 Building $293,060
2022	$4,209.00	$69,702
2021			$366,850 Land $55,000 Building $311,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Fairway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Fairway Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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