815 Evergreen Dr, Fulton, MO 65251 Property Records

Callaway County property record for 815 Evergreen Dr, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,487 sqft · built 1990
Lot Size	0.681 acres (29,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2020)
Tax Bill	$2,662 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02.0-09.0-40-003-001.007`

Property Details

APN / Parcel Number

Primary APN	`13-02.0-09.0-40-003-001.007`
Alternative APN	`1302009040003000000`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,487 sqft Living Area
1st Floor Area	1,463 sqft
Basement Area	1,463 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Wood
Lot Area	29,664 sqft (0.681 acres)
Lot Dimensions	14 ft deep x 11 ft wide

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1302009040003001007
Street Address	815 EVERGREEN DR
City	FULTON
State	MO
Zip	65251-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & 8 BLK 274 NCP
Legal Range	09W
Legal Township	47N
Legal Section	09
Legal Subdivision	GROSS PLACE & BAUMIESTER SUB.
Legal Block	274
Legal Lot Number	7
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2014
Census Tract	70301

Owner

Source: Callaway County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 EVERGREEN DR, FULTON, MO 65251-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MISSOURI CREDIT UNION
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE CALLAWAY BANK
Nov 23, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20208511
Deed Book / Page	489 / 74
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Recording Date	Jun 15, 2026
Property Address	815 EVERGREEN DR, FULTON, MO 65251-2214
Document Number	0000003531
Book / Page	528 / 92
Instrument Date	Jun 15, 2026
Instrument	20263531
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 EVERGREEN DR, FULTON, MO 65251-2214

Mortgage

Document Number	0000003531,
Date	Jun 15, 2026
Book Page	528/92
Instrument	20263531

Lender

Name	HAWTHORN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	815 EVERGREEN DR, FULTON, MO 65251-2214
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/543
Date	Nov 23, 2020
Book Page	245/543
Instrument	202008512

Lender

Name	MISSOURI CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	815 EVERGREEN DR, FULTON, MO 65251-2214
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0275
Date	Jul 5, 2017
Book Page	D0239/0275
Instrument	201704267

Lender

Name	THE CALLAWAY BANK
Type	Bank
Address	FULTON, MO 65251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 23, 2020
Property Address	815 EVERGREEN DR, FULTON, MO 65251-2214
Document Number	0000489/74
Book / Page	489 / 74
Instrument Date	Nov 20, 2020
Instrument	202008511
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 EVERGREEN DR, FULTON, MO 65251-2214

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,060 (-)	$226,630 (-)
2024	$2,662.00 (+0.45%)	$43,060 (-)	$226,630 (-)
2023	$2,650.00 (+1.11%)	$43,060 (+1.12%)	$226,630 (+1.12%)
2022	$2,621.00 (+46.83%)	$42,585 Land $5,362 Building $37,223
2021			$224,130 Land $28,220 Building $195,910
2015	$1,785.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte, Verizon.

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