Ocean County and Lacey Township property record for 815 Ensign Dr, Forked River, NJ 08731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,959 sqft Living Area |
| Lot Size | 7,471 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $901,000 (2023) |
| Tax Bill | $14,676.00 (2025) |
| Primary APN | 13-00374-0000-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,959 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 7,471 sqft (0.172 acres) |
| Depth X Width | 90 ft x 83 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 10000263 |
|---|---|
| Street Address | 815 ENSIGN DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-3031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 83 X 90 |
| Legal Subdivision | SUNRISE BCH 06 LAGOON SEC FIN |
| Legal Block | 374 |
| Legal Lot Number | 15 |
| Jurisdiction | OCEAN NJ |
| Minor Civil Division | LACEY |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 732103 |
Source: Ocean County and Lacey Township records · APN 13-00374-0000-00015
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 ENSIGN DR, FORKED RIVER, NJ 08731-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 09, 2022 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on Record |
| Deed Sale | Jun 22, 2023 · Amount on Record |
| Prior Sale | Jan 15, 2003 · Amount on Record |
| Deed Doc Number | 202346533 |
| Deed Book / Page | 19411 / 1526 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 22, 2023 |
| Property Address | 815 ENSIGN DR, FORKED RIVER, NJ 08731-3031 |
| Document Number | 0194111526 |
| Book / Page | 19411 / 1526 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023046533 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Title Company | UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,426.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1451 EARIE WAY, FORKED RIVER, NJ 08731-4048 |
| Name | Verified Name |
|---|---|
| Address | 815 ENSIGN DR, FORKED RIVER, NJ 08731-3031 |
| Document Number | 2023046534 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023046534 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 815 ENSIGN DR, FORKED RIVER, NJ 08731-3031 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 815 ENSIGN DR, FORKED RIVER, NJ 08731-3031 |
| Document Number | 0190211445 |
|---|---|
| Date | May 09, 2022 |
| Book Page | 19021/1445 |
| Instrument | 2022054460 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558,600 (+4.1%) Land $293,300 Building $265,300 | $558,600 (+4.1%) Land $293,300 Building $265,300 | |
| 2025 | $14,676.00 (+7.94%) | $536,600 (-) Land $293,300 Building $243,300 | $536,600 (-) Land $293,300 Building $243,300 |
| 2024 | $13,597.00 (+11.97%) | ||
| 2023 | $536,600 (-) Land $293,300 Building $243,300 | $536,600 (-) Land $293,300 Building $243,300 | |
| 2022 | $12,143.00 | $536,600 Land $293,300 Building $243,300 | $536,600 Land $293,300 Building $243,300 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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