815 Elm St, Piqua, OH 45356 Property Records

Miami County property record for 815 Elm St, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1912
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Oct 2023)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`N44-034730`

Property Details

APN / Parcel Number

Primary APN	`N44-034730`
Alternative APNs	`060607.3-33-005-00` `N44NW063 00300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	150 ft deep x 42 ft wide
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	815 ELM ST
City	PIQUA
State	OH
Zip	45356-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2727 42 1/2
Legal Subdivision	PIQUA
Legal Lot Number	2727
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	2
Census Block	2016
Census Tract	315100

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 ELM ST, PIQUA, OH 45356-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 1, 2020	Loan Modification, Mortgage · Conventional Mortgage BAYVIEW LN SVCNG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	May 4, 2016 · Amount on Record
Deed Document Number	202311355
Prior Transfer Date	Apr 27, 2016
Prior Transfer Doc	0000005171
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 12, 2023
Property Address	815 ELM ST, PIQUA, OH 45356-1601
Document Number	0000011355
Map Reference	VOL 173 PG 345
Instrument Date	Oct 11, 2023
Instrument	2023OR-11355
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 ELM ST, PIQUA, OH 45356-1601

Mortgage

Document Number	0000011356
Date	Oct 12, 2023
Instrument	2023OR-11356

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIAMI OH
Property Address	815 ELM ST, PIQUA, OH 45356-1601
Document Number	0000015844
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 ELM ST PIQUA OH 453561601, PIQUA, OH 45356-1601

Mortgage

Document Number	0000015844
Date	Oct 27, 2020
Instrument	15844

Lender

Name	BAYVIEW LN SVCNG LLC
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 26, 2060

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,319.00 (-6.39%) Homeowner's exemption	$40,680 (+18.6%) Land $8,440 Building $32,240	$116,200 (+18.57%) Land $24,100 Building $92,100
2024	$1,409.00 (+1.88%) Homeowner's exemption	$34,300 (-) Land $9,100 Building $25,200
2023	$1,383.00 (-3.56%) Homeowner's exemption	$34,300 (-) Land $9,100 Building $25,200	$98,000 (-) Land $26,000 Building $72,000
2022	$1,434.00 Homeowner's exemption	$34,300 Land $9,100 Building $25,200	$98,000 Land $26,000 Building $72,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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