815 E Whitetail Dr, Midland, MI 48640 Property Records

Midland County property record for 815 E Whitetail Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,094 sqft
Lot Size	11.4 acres (500,069 sqft)
Owner	Company Name on Record
Last Sale	$62,000 (Aug 2020)
Tax Bill	$7,240 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-027-100-240-00`

Property Details

APN / Parcel Number

Primary APN	`040-027-100-240-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	2,094 sqft
Basement Area	2,094 sqft

Exterior

Lot Area	500,069 sqft (11.4 acres)
Lot Width	502 ft Width
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	815 E WHITETAIL DR
City	MIDLAND
State	MI
Zip	48640-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T14N R1E COM 1110.23 FT W & 1000.77 FT N &502.1 FT W OF E 1/4 COR, TH W 502.1 FT, N 992.66 FT, E 507.14 FT, S 992.45
Legal Range	01E
Legal Township	14N
Legal Section	27
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2015
Census Tract	291200

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	815 E WHITETAIL DR, MIDLAND, MI 48640-8205
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Apr 29, 2021	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Book / Page	1636 / 1444
Last Transfer Date	May 31, 2022
Transfer Doc	0001660/68
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Sep 8, 2026
Property Address	815 E WHITETAIL DR, MIDLAND, MI 48640-8205
Document Number	0000008642
Instrument Date	Sep 2, 2026
Instrument	20268642
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	815 E WHITETAIL DR, MIDLAND, MI 48640-8205

Mortgage

Document Number	0000008642,
Date	Sep 8, 2026
Instrument	20268642

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	815 E WHITETAIL DR, MIDLAND, MI 48640-8205
Transaction Type	Mortgage
Record Updated	Jul 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 NORTHGATE DR, MIDLAND, MI 48640-7301

Mortgage

Document Number	001645/406
Date	Apr 29, 2021
Book Page	1645/406

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 31, 2020
Property Address	815 E WHITETAIL DR, MIDLAND, MI 48640-8205
Document Number	01636/1444
Book / Page	1636 / 1444
Instrument Date	Aug 28, 2020
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5416 UNITY TRL, 5416, INDIANAPOLIS, IN 46268-4025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5416 UNITY TRL, INDIANAPOLIS, IN 46268-4025

Mortgage

Document Number	0016361445
Date	Aug 31, 2020
Instrument	1636/1445

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,400	$522,800
2024	$7,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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