815 E Rose St, Owatonna, MN 55060 Property Records

Steele County property record for 815 E Rose St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 866 sqft · built 1951
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on File
Last Sale	$171,893 (Apr 2025)
Tax Bill	$1,808 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-132-0303`

Property Details

APN / Parcel Number

Primary APN	`17-132-0303`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	866 sqft Living Area
Basement Area	280 sqft
Finished Basement	280 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,489 sqft (0.126 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	815 E ROSE ST
City	OWATONNA
State	MN
Zip	55060-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT BLK.3 LOT 3 BELMONT
Legal Section	TW
Legal Subdivision	BELMONT
Legal Block	3
Legal Lot Number	3
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1010
Census Tract	960200

Owner

815 E Rose St is owned by a company that bought it in April 2025 and is owner-occupied.

Source: Steele County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	570 N ASBERRY ST # 107, 107, SAINT PAUL, MN 55104
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer · Conventional Mortgage MAYO EMPLOYEES FCU
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK
Dec 30, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Prior Sale	Apr 4, 2025 · Amount on File
Deed Document Number	20251750452
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0000433468
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Mar 1, 2024
Property Address	815 E ROSE ST, OWATONNA, MN 55060-2606
Document Number	A000451512
Instrument Date	Feb 26, 2024
Instrument	A000451512
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E ROSE ST, OWATONNA, MN 55060-2606

Mortgage

Document Number	A000451513
Date	Mar 1, 2024
Instrument	A000451513

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2039

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jul 11, 2023
Property Address	815 E ROSE ST, OWATONNA, MN 55060-2606
Document Number	A000448866
Instrument Date	Jul 7, 2023
Instrument	A000448866
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E ROSE ST, OWATONNA, MN 55060-2606

Mortgage

Document Number	A000448867
Date	Jul 11, 2023
Instrument	A000448867

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	A000448868
Date	Jul 11, 2023
Instrument	A000448868

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	May 26, 2022
Property Address	815 E ROSE ST, OWATONNA, MN 55060-2606
Document Number	A000442939
Instrument Date	May 26, 2022
Instrument	A000442939
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	422 DARTT AVE, OWATONNA, MN 55060-2120

Mortgage

Document Number	A000442940
Date	May 26, 2022
Instrument	A000442940

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 10, 2027

Interest

Rate Type	Fixed Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Dec 30, 2020
Property Address	815 E ROSE ST, OWATONNA, MN 55060-2606
Document Number	A000433468
Instrument Date	Dec 16, 2020
Instrument	A000433468
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 ARCHIBALD LN, DUNDAS, MN 55019-3952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 ARCHIBALD LN, DUNDAS, MN 55019-3952

Tax Assessment & Valuation

The 2026 property tax bill for 815 E Rose St was $1,808 with a homeowner's exemption, up 10.8% from the year before.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,808.00 (+10.78%) Homeowner's exemption	$156,900 (+7.39%) Land $17,100 Building $139,800	$156,900 (+7.39%) Land $17,100 Building $139,800
2025	$1,632.00 Homeowner's exemption	$146,100 Land $14,500 Building $131,600	$146,100 Land $14,500 Building $131,600
2023	$1,914.00 (+12.06%)	$121,400 (+2.45%) Land $17,100 Building $104,300	$121,400 (+2.45%) Land $17,100 Building $104,300
2022	$1,708.00	$118,500 Land $16,200 Building $102,300	$118,500 Land $16,200 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 E Rose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 E Rose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

815 E Rose St, Owatonna, MN 55060 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Rose St

Nearby Streets

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