815 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 815 E Main St, Waterbury, CT 06705

Property Summary

Property Type	Apartment House (2-4 Units)
Details	6,261 sqft · built 1932
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$960,000 (Sep 2026)
Tax Bill	$15,133 (2026)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29700940043`

Property Details

APN / Parcel Number

Primary APN	`29700940043`
Alternative APNs	`WATE M:0297 B:0094 L:0043` `WBRY M:0297 B:0094 L:0043`

Interior

Units	10 Units
Stories	3 Stories
Building Area	6,261 sqft Living Area
Basement Area	2,087 sqft
Unfinished Basement	2,087 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	29700940043
Street Address	815 E MAIN ST
City	WATERBURY
State	CT
Zip	06705-4300
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	CG
Legal Block	94
Legal Lot Number	43
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3000
Census Tract	351200

Owner

815 E Main St, a residential property, is owned by a company that bought it in September 2026.

Source: Waterbury City records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	1115 WATERBURY RD, 2B, CHESHIRE, CT 06410-1980
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Line of Credit NORTHWEST COMMUNITY BANK
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Apr 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ICECAP SUB REIT 2 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	202618000
Deed Book / Page	9337 / 121
Transfer Doc	6825000262
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Sep 28, 2026
Property Address	815 E MAIN ST, WATERBURY, CT 06705-4300
Document Number	0000018000
Book / Page	9337 / 121
Instrument Date	Sep 23, 2026
Instrument	202618000
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 WATERBURY RD, 2B, CHESHIRE, CT 06410-1980

Mortgage

Document Number	0000018001,
Date	Sep 28, 2026
Book Page	9337/123
Instrument	202618001

Lender

Name	NORTHWEST COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	815 E MAIN ST, WATERBURY, CT 06705-4300
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008711-283
Date	May 26, 2023
Book Page	8711/283
Instrument	2023-13187

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Apr 29, 2022
Property Address	815 E MAIN ST, WATERBURY, CT 06705-4300
Document Number	008495-161
Book / Page	8495 / 161
Instrument Date	Apr 20, 2022
Instrument	202212365
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 BUHRE AVE, BRONX, NY 10461-4702

Mortgage

Document Number	0202212366
Date	Apr 29, 2022
Instrument	2022-12366

Lender

Name	ICECAP SUB REIT 2 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 815 E Main St was $15,133.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,133.00	$349,160 (-) Land $70,000 Building $279,160
2025		$349,160 Land $70,000 Building $279,160	$498,800 Land $100,000 Building $398,800
2024	$15,705.00 (-17%)
2023	$18,921.00	$349,160 Land $70,000 Building $279,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 815 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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