815 E Main St, Cherryville, NC 28021 Property Records

Gaston County property record for 815 E Main St, Cherryville, NC 28021 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1952
Square Footage	1,653 sqft Heated Area
Lot Size	16,988 sqft (0.39 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2023)
Tax Bill	$2,252.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`129526`
Alternative APN	`1203712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,653 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	16,988 sqft (0.39 acres)
Porch	1 Porch
Porch Area	50 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	815 E MAIN ST
City	CHERRYVILLE
State	NC
Zip	28021-3604
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEN J BLACK BLK 1 L 12-17 06 004 154 00 000
Legal Subdivision	BEN BLACK SUBDIVISION
Legal Block	1
Jurisdiction	GASTON NC
Minor Civil Division	CHERRYVILLE
Census Blockgroup	3
Census Block	3017
Census Tract	30700

Owner

Source: Gaston County records · APN 129526

Assessment roll updated August 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	815 E MAIN ST, CHERRYVILLE, NC 28021-3604
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Dec 17, 2013 · Amount on Record
Deed Book / Page	5410 / 242
Prior Transfer Date	Dec 11, 2013
Prior Transfer Doc	0047100095
Record Refreshed	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 12, 2023
Property Address	815 E MAIN ST, CHERRYVILLE, NC 28021-3604
Document Number	0054100242
Book / Page	5410 / 242
Map Reference	MB 4718 PG 367
Instrument Date	May 10, 2023
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 N CHERRY ST, CHERRYVILLE, NC 28021-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E MAIN ST, CHERRYVILLE, NC 28021-3604

Mortgage

Document Number	0005410245
Date	May 12, 2023
Instrument	5410/245

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jun 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+15.19%)	$208,770 (+236.18%) Land $13,000 Building $195,770
2023	$1,955.00	$62,100 Land $13,000 Building $49,100
2021			$91,780 Land $9,000 Building $82,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk to Homes	Low 34th percentile nationally · 48th in North Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.