815 E Cove Ln, Mound, MN 55364 Property Records

Hennepin County property record for 815 E Cove Ln, Mound, MN 55364

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,452 sqft · built 1993
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$531,000 (Aug 2016)
Tax Bill$6,621 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-117-24-21-0043

Property Details

APN / Parcel Number

Primary APN12-117-24-21-0043

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,452 sqft Living Area
Gross Area5,111 sqft
1st Floor Area1,590 sqft
2nd Floor Area862 sqft
Basement Area1,272 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions120 ft deep x 25 ft wide
View / LotLake
Garage TypeAttached
Garage Area1,266 sqft

Exterior Amenities

PorchScreened Porch
Porch Area388 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSpace Heater

Location & Zoning

Street Address815 E COVE LN
CityMOUND
StateMN
Zip55364-8140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 001 BLOCK 004 B JENNINGS COVE N264X120X211X90
Legal Range24
Legal Township117
Legal Section12
Legal Quarter21
Legal SubdivisionJENNINGS COVE
Legal Block4
Legal Lot Number1
JurisdictionHENNEPIN MN
Township / Civil DivisionMINNETRISTA
Census Block Group2
Census Block2003
Census Tract27701

Owner

Source: Hennepin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address815 E COVE LN, MOUND, MN 55364-8140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Deed of Trust, Mortgage · Line of Credit
USALLIANCE FCU
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUSTONE FINANCIAL CU
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2016 · Amount on Record
Deed SaleAug 11, 2016 · Amount on Record
Prior SaleFeb 16, 2006 · Amount on Record
Deed Document Number201610347087
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Recording DateSep 3, 2026
Property Address815 E COVE LN, MOUND, MN 55364-8140
Document Number0011494098
Instrument DateAug 26, 2026
Instrument202611494098
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E COVE LN, MOUND, MN 55364-8140

Mortgage

Document Number0011494098,
DateSep 3, 2026
Instrument202611494098
Lender
NameUSALLIANCE FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address815 E COVE LN, MOUND, MN 55364-8140
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E COVE LN, MOUND, MN 55364-8140

Mortgage

Document Number0A11009354
DateAug 31, 2021
InstrumentA11009354
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 7, 2041

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address815 E COVE LN, MOUND, MN 55364-8140
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A10914927
DateFeb 11, 2021
InstrumentA10914927
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityMinnetrista City
Unified School DistrictWestonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,621.00 (+4.1%)$600,500 (-5.88%) Land $89,300 Building $511,200$600,500 (-5.88%) Land $89,300 Building $511,200
2023$6,360.00 Homeowner's exemption
2022$638,000 Land $189,000 Building $449,000$638,000 Land $189,000 Building $449,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Midco
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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