815 E Church St, Bartow, FL 33830 Property Records

Polk County property record for 815 E Church St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,706 sqft · built 1890
Lot Size	0.464 acres (20,221 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2025)
Tax Bill	$4,823 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-05-000000-041120`

Property Details

APN / Parcel Number

Primary APN	`25-30-05-000000-041120`
Alternative APNs	`053025000000041120` `53025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	20,221 sqft (0.464 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	80 sqft
Porch	Unfinished Open Porch
Porch Area	264 sqft

Location & Zoning

Street Address	815 E CHURCH ST
City	BARTOW
State	FL
Zip	33830-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	XX
Legal Description	BEG 175 FT N & 380 FT W OF SE COR OF NE1/4 OF SW1/4 RUN N 224PT78 FT TO CHURCH ST W 90 FT S 224PT78 FT E 90 FT TO BEG
Legal Range	25E
Legal Township	30S
Legal Section	05
Legal Subdivision	HEBB PROP 01
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2028
Census Tract	15000

Owner

815 E Church St is owned and occupied by two individuals who bought it in June 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5149 BELMONT PARK WAY, MULBERRY, FL 33860-8616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Warranty Deed, Transfer · Conventional with PMI PARAMOUNT RESID'L MTG
Feb 21, 2018	Warranty Deed, Transfer · VA Mortgage HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on File
Deed Sale	Jun 17, 2025 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	2025140453
Deed Book / Page	13587 / 2091
Prior Transfer Date	Sep 20, 2024
Prior Transfer Doc	0000222297
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 2, 2020
Property Address	815 E CHURCH ST, BARTOW, FL 33830-4014
Document Number	0113591264
Book / Page	011359 / 001264
Instrument Date	Aug 28, 2020
Instrument	181244
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E CHURCH ST BARTOW FL 338304014, BARTOW, FL 33830-4014

Mortgage

Document Number	113591265
Date	Sep 2, 2020
Book Page	011359/001265
Instrument	181245

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 21, 2018
Property Address	815 E CHURCH ST, BARTOW, FL 33830-4014
Document Number	0104021997
Book / Page	010402 / 001997
Instrument Date	Feb 15, 2018
Instrument	39344
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 GOLF VILLAGE LOOP #2 FL, FL

Mortgage

Document Number	104021998
Date	Feb 21, 2018
Book Page	010402/001998
Instrument	39345

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 815 E Church St was $4,823 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,622 (-7.63%) Land $80,149 Building $164,473	$244,622 (-7.63%) Land $80,149 Building $164,473
2025	$4,823.00	$264,822 Land $78,160 Building $186,662	$264,822 Land $78,160 Building $186,662
2023	$3,009.00 (+14.72%) Homeowner's exemption	$188,111 (+3%)	$244,043 (+9.63%) Land $34,753 Building $209,290
2022	$2,623.00 Homeowner's exemption	$182,632	$222,601 Land $29,209 Building $193,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 E Church St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 E Church St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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