Darke County property record for 815 E Cherry St, Union City, OH 45390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,167 sqft · built 1920 |
| Lot Size | 0.598 acres (26,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Apr 2023) |
| Tax Bill | $1,231 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H33-2-113-29-04-01-13300 |
| Primary APN | H33-2-113-29-04-01-13300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,167 sqft Living Area |
| 1st Floor Area | 782 sqft |
| Upper Floors Area | 385 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Foundation Type | Raised |
| Lot Area | 26,049 sqft (0.598 acres) |
| Lot Dimensions | 157 ft deep x 166 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Patio Area | 108 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 815 E CHERRY ST |
|---|---|
| City | UNION CITY |
| State | OH |
| Zip | 45390-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARCHARDS ADDN WHOLE LOTS 454 & 455 |
| Legal Subdivision | ARCHARDS ADDN |
| Legal Lot Number | 454-455 455 |
| Jurisdiction | DARKE OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 510100 |
Source: Darke County records, as of February 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 E CHERRY ST, UNION CITY, OH 45390-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2023 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| May 22, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on Record |
| Deed Sale | Apr 5, 2023 · Amount on Record |
| Prior Sale | May 22, 2018 · Amount on Record |
| Deed Document Number | 202300001692 |
| Deed Book / Page | 561 / 1258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Apr 5, 2023 |
| Property Address | 815 E CHERRY ST, UNION CITY, OH 45390-1609 |
| Document Number | 00561/1258 |
| Book / Page | 561 / 1258 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 202300001692 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 E CHERRY ST, UNION CITY, OH 45390-1609 |
| Document Number | 202300001693 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 202300001693 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | May 22, 2018 |
| Property Address | 815 E CHERRY ST, UNION CITY, OH 45390-1609 |
| Document Number | 00517/2153 |
| Book / Page | 517 / 2153 |
| Instrument Date | May 4, 2018 |
| Instrument | 201800002929 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 815 E CHERRY ST, UNION CITY, OH 45390-1609 |
| Document Number | 201800002930 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 201800002930 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Darke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Darke County |
| County Subdivision | Jackson Township |
| Municipality | Union City Village |
| Unified School District | Mississinawa Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,231.00 (+24.6%) Homeowner's exemption | $37,990 (+24.88%) Land $4,200 Building $33,790 | $108,560 (+24.9%) Land $12,010 Building $96,550 |
| 2023 | $988.00 Homeowner's exemption | $30,420 Land $4,200 Building $26,220 | $86,920 Land $12,010 Building $74,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wabash Communications Fixed Wireless | 100 / 25 |
| Watch TV Fixed Wireless | 100 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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