Berrien County property record for 815 E Britain Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,925 sqft · built 1940 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $873 (2022) |
| Deeds & Mortgages | Mar 2013 Mortgage Aug 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-2300-0085-00-8 |
| Primary APN | 54-2300-0085-00-8 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Street Address | 815 E BRITAIN AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-4158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMBINED ON 07/11/2025 FROM 54-2300-0085-00-8, 54-2300-0085-01-6; LOT 16 & THE E 10' OF LOT 15 BLK 6 FAIR GROUND ADD TO CITY OF BENTON HARBOR ALSO THE S1/2 OF VACATED ALLEY LYING N OF SD PROPERTY |
| Legal Subdivision | FAIR GROUND ADD |
| Legal Block | 6 |
| Legal Lot Number | 15-16 |
| Legal Unit | 16,15 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON HARBOR |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 300 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2013 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CAROLYN JOHNSON |
| Aug 28, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 9, 2009 | Other, Transfer |
| May 21, 2008 | Quit Claim Deed, Foreclosure Quitclaim |
| May 9, 2008 | Sheriff's Deed, Foreclosure |
| Jun 13, 2005 | Warranty Deed, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03030/1422 |
|---|---|
| Date | Mar 25, 2013 |
| Book Page | 3030/1422 |
| Name | CAROLYN JOHNSON |
|---|---|
| Type | Private Party |
| Address | 2998 S PIPESTONE RD, SODUS, MI 49126 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Document Number | 003433/102 |
|---|---|
| Date | Aug 28, 2024 |
| Book Page | 3433/102 |
| Instrument | 2024412766 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 20, 2019 |
| Property Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Document Number | 03246/3244 |
| Book / Page | 3246 / 3244 |
| Map Reference | LB 3 PG 22 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Name | Verified Name |
|---|---|
| Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Document Number | 0032463246 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 3246/3246 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Other |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 9, 2009 |
| Property Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Document Number | 02891/0746 |
| Book / Page | 2891 / 0746 |
| Map Reference | LB3 PG22 |
| Instrument Date | Jun 25, 2009 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $146.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 COUNTRYWIDE WAY, SIMI VALLEY, CA 93065-6298 |
| Name | Verified Name |
|---|---|
| Address | 812 MICHIGAN AVE, SAINT JOSEPH, MI 49085-1517 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 21, 2008 |
| Property Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Document Number | 02844/0735 |
| Book / Page | 2844 / 0735 |
| Map Reference | LB3 PG22 |
| Instrument Date | Apr 30, 2008 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, PLANO, TX 75024-4100 |
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, PLANO, TX 75024-4100 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 9, 2008 |
| Property Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Document Number | 02842/2250 |
| Book / Page | 2842 / 2250 |
| Map Reference | LB3 PG22 |
| Instrument Date | Apr 24, 2008 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, PLANO, TX 75024-4100 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 13, 2005 |
| Property Address | 815 E BRITAIN AVE, BENTON HARBOR, MI 49022-4158 |
| Document Number | 02619/1613 |
| Book / Page | 2619 / 1613 |
| Map Reference | LB3 PG22 |
| Instrument Date | May 27, 2005 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 WINDSOR RD, BENTON HARBOR, MI 49022-5654 |
| Investor | Possibly a Property Investor |
| Document Number | 0026191614 |
|---|---|
| Date | Jun 13, 2005 |
| Instrument | 2619/1614 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Benton Harbor City |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,900 (+82.82%) | $95,800 (+82.82%) | |
| 2023 | $26,200 | $52,400 | |
| 2022 | $873.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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