815 E Able St, Saint Joseph, MN 56374 Property Records

Stearns County property record for 815 E Able St, Saint Joseph, MN 56374 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1994
Square Footage	1,028 sqft Living Area
Lot Size	9,088 sqft (0.209 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2009)
Tax Bill	$2,786.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`84-53474-0008`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,028 sqft Living Area
Gross Area	1,468 sqft Gross Area
1st Floor	586 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,088 sqft (0.209 acres)
Depth X Width	128 ft x 71 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Tuckunder Garage
Patio Area	144 sqft Patio
Arbor/Pergola	Arbor/Pergola

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	815 E ABLE ST
City	SAINT JOSEPH
State	MN
Zip	56374-9521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 004 BLK 001 CLOVERDALE ESTATES 2ND ADD SECTION 10 TOWNSHIP 124 RANGE 029 SECTION 10 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	10
Legal Subdivision	CLOVERDALE ESTATES 2ND ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEARNS MN
Minor Civil Division	ST. JOSEPH
Census Blockgroup	3
Census Block	3013
Census Tract	11308

Owner

Source: Stearns County records · APN 84-53474-0008

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	815 E ABLE ST, SAINT JOSEPH, MN 56374-9521
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2009 · Amount on Record
Deed Sale	Jul 02, 2009 · Amount on Record
Deed Doc Number	2009880995
Last Transfer Date	Oct 21, 2025
Transfer Doc	00A1701982
Record Refreshed	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 23, 2025
Property Address	815 E ABLE ST, SAINT JOSEPH, MN 56374-9521
Document Number	00A1701982
Instrument Date	Oct 21, 2025
Instrument	A1701982
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	815 E ABLE ST, SAINT JOSEPH, MN 56374-9521

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Joseph City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,786.00 (+7.73%)	$242,900 (+5.52%) Land $45,100 Building $197,800	$242,900 (+5.52%) Land $45,100 Building $197,800
2025		$230,200 (+10.41%) Land $42,900 Building $187,300	$230,200 (+10.41%) Land $42,900 Building $187,300
2024	$2,586.00 (+8.84%)
2023	$2,376.00	$208,500 Land $42,900 Building $165,600	$208,500 Land $42,900 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.