815 E 98th Ave, Unit 705, Thornton (Denver), CO 80229 Property Records

Adams County property record for 815 E 98th Ave, Unit 705, Thornton, CO 80229

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 550 sqft · built 2020
Lot Size	0.043 acres (1,862 sqft)
Owner	Individual Name on Record
Last Sale	$406,000 (Mar 2026)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1719-14-3-15-072`

Property Details

APN / Parcel Number

Primary APN	`1719-14-3-15-072`
Alternative APNs	`0171914315072` `R0193285`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	550 sqft Living Area
Gross Area	1,191 sqft
Basement Area	658 sqft
Finished Basement	550 sqft
Unfinished Basement	108 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,862 sqft (0.043 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0193285
Street Address	815 E 98TH AVE, 705
City	THORNTON
State	CO
Zip	80229-2427
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 86A
Legal Range	68W
Legal Township	02S
Legal Section	14
Legal Quarter	3
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	86A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2006
Census Tract	9204

Owner

Source: Adams County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 E 98TH AVE, 705, THORNTON, CO 80229-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 27, 2026	Warranty Deed, Transfer · VA Mortgage XPERT HOME LENDING INC
Jul 30, 2020	Special Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jan 2, 2020	Grant Deed, Mortgage · Line of Credit MOUNTAIN W REIT LLC
Apr 2, 2019	Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	202616979
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	815 E 98TH AVE UNIT 705, 705, THORNTON, CO 80229-2427
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E 98TH AVE 705, 705, THORNTON, CO 80229-2427

Mortgage

Document Number	0000128241
Date	Nov 2, 2021
Instrument	2021000128241

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 27, 2026
Property Address	815 E 98TH AVE UNIT 705, 705, THORNTON, CO 80229-2427
Document Number	0000016979
Instrument Date	Mar 18, 2026
Instrument	2026000016979
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E 98TH AVE UNIT 705, 705, THORNTON, CO 80229-2427

Mortgage

Document Number	0000016980
Date	Mar 27, 2026
Instrument	2026000016980

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 30, 2020
Property Address	815 E 98TH AVE UNIT 705, 705, THORNTON, CO 80229-2427
Document Number	0000072719
Instrument Date	Jul 28, 2020
Instrument	2020000072719
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E 98TH AVE UNIT 705, 705, THORNTON, CO 80229-2427

Mortgage

Document Number	0000072720
Date	Jul 30, 2020
Instrument	2020000072720

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 2, 2020
Property Address	815 E 98TH AVE UNIT 705, 705, THORNTON, CO 80229-2427
Instrument Date	Jan 2, 2020
Instrument	334
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N GRANT ST #404 DENVER CO 802033526, 404, DENVER, CO 80203-3526

Mortgage

Document Number	0000000334
Date	Jan 2, 2020
Instrument	334

Lender

Name	MOUNTAIN W REIT LLC
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3443

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 2, 2019
Property Address	815 E 98TH AVE UNIT 705, 705, THORNTON, CO 80229-2427
Document Number	0000023930
Instrument Date	Mar 29, 2019
Instrument	23930
Transaction Type	Construction Loan
Record Updated	Apr 9, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944
Investor	Possibly a Property Investor

Mortgage

Document Number	23931
Date	Apr 2, 2019
Instrument	23931

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00 (-59.7%)	$31,960 (+0.19%) Land $5,780 Building $26,180	$470,000 (-1.26%) Land $85,000 Building $385,000
2024	$3,089.00 (-36.36%)	$31,900 (-0.93%) Land $4,360 Building $27,540	$476,000 (-) Land $65,000 Building $411,000
2023	$4,854.00 (+7.18%)	$32,200 (+8.16%) Land $4,400 Building $27,800	$476,000 (+11.12%) Land $65,000 Building $411,000
2022	$4,529.00	$29,770 Land $4,860 Building $24,910	$428,371 Land $70,000 Building $358,371

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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