815 E 8th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 815 E 8th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,512 sqft · built 1968
Lot Size	0.181 acres (7,875 sqft)
Owner	Individual Name on Record
Last Sale	$79,500 (Oct 2008)
Tax Bill	$1,327 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-331-014.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-331-014.000-023`
Alternative APN	`01612409507`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	125 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 E 8TH ST
City	MISHAWAKA
State	IN
Zip	46544-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 DODGE RENEWAL AREA 1
Legal Subdivision	DODGE RENEWAL AREA 1
Legal Lot Number	19
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4021
Census Tract	10300

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	815 E 8TH ST, MISHAWAKA, IN 46544-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · FHA Mortgage HORIZON BANK
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2008 · Amount on Record
Deed Sale	Oct 30, 2008 · Amount on Record
Deed Document Number	200835166
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 7, 2026
Property Address	815 E 8TH ST, MISHAWAKA, IN 46544-2317
Document Number	0000026914
Instrument Date	Oct 2, 2026
Instrument	202626914
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E 8TH ST, MISHAWAKA, IN 46544-2317

Mortgage

Document Number	0000026915,
Date	Oct 7, 2026
Instrument	202626915

Lender

Name	HORIZON BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 8TH ST, MISHAWAKA, IN 46544-2317
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002005892
Date	Mar 3, 2020
Instrument	2005892

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,327.00 (-18.99%)	$129,500 (-2.92%) Land $32,800 Building $96,700	$129,500 (-2.92%) Land $32,800 Building $96,700
2024	$1,638.00 (+8.33%)
2023	$1,512.00 (-5.97%)	$133,400 (-5.39%) Land $32,800 Building $100,600	$133,400 (-5.39%) Land $32,800 Building $100,600
2022	$1,608.00 Homeowner's exemption	$141,000 Land $32,800 Building $108,200	$141,000 Land $32,800 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Fourway, Mercury Fiber, Verizon.

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