815 E 38th St, Savannah, GA 31401 Property Records

Chatham County property record for 815 E 38th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	1 ba · 844 sqft · built 1924
Lot Size	0.068 acres (2,971 sqft)
Owner	Individual Name on Record
Last Sale	$27,000 (Dec 2018)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0063-20-002`

Property Details

APN / Parcel Number

Primary APN	`2-0063-20-002`
Alternative APN	`B270K155`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	844 sqft Living Area
1st Floor Area	626 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,971 sqft (0.068 acres)
Lot Dimensions	99 ft deep x 30 ft wide
Porch	Slab
Porch Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	815 E 38TH ST
City	SAVANNAH
State	GA
Zip	31401-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIP
Legal Description	E 23 FT 232 + W 7 FT 234 HARMON WD
Legal Subdivision	THIRTY-SEVENTH
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3002
Census Tract	2700

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	814 E 38TH ST, SAVANNAH, GA 31401-9409
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS
Dec 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Dec 6, 2010 · Amount on Record
Deed Document Number	201812508
Deed Book / Page	1512 / 151
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	815 E 38TH ST, SAVANNAH, GA 31401-9408
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E 38TH ST, SAVANNAH, GA 31401-9408

Mortgage

Document Number	0019100108
Date	Apr 24, 2020
Book Page	0000001910/0000000108
Instrument	032290170008

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2025

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	815 E 38TH ST, SAVANNAH, GA 31401-9408
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E 38TH ST, SAVANNAH, GA 31401-9408

Mortgage

Document Number	0026710619
Date	Jan 6, 2022
Book Page	0000002671/0000000619

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 7, 2018
Property Address	815 E 38TH ST, SAVANNAH, GA 31401-9408
Document Number	0015120151
Book / Page	1512 / 151
Instrument Date	Dec 7, 2018
Instrument	2018-012508
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 E 38TH ST, SAVANNAH, GA 31401-9409

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,880 (-) Land $28,000 Building $29,880	$144,700 (-) Land $70,000 Building $74,700
2025	$1,666.00 (+2.9%)	$57,880 (+38.73%) Land $28,000 Building $29,880	$144,700 (+38.73%) Land $70,000 Building $74,700
2023		$41,720 (+6.65%) Land $15,000 Building $26,720	$104,300 (+6.65%) Land $37,500 Building $66,800
2022	$1,619.00	$39,120 Land $15,000 Building $24,120	$97,800 Land $37,500 Building $60,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1995–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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