815 E 12th Ct, Panama City, FL 32401 Property Records

Bay County property record for 815 E 12th Ct, Panama City, FL 32401

Property Summary

Property Type	Vacant Land
Details	3 bd · 1 ba · 802 sqft · built 1945
Lot Size	0.191 acres (8,319 sqft)
Owner	Company Name on File
Last Sale	$3,500 (Apr 2021)
Tax Bill	$313 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`16817-000-000`

Property Details

APN / Parcel Number

Primary APN	`16817-000-000`

Exterior

Lot Area	8,319 sqft (0.191 acres)
Lot Dimensions	104 ft deep x 80 ft wide

Location & Zoning

Street Address	815 E 12TH CT
City	PANAMA CITY
State	FL
Zip	32401-3349
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PC04
Legal Description	DIXIE HEIGHTS LOTS 8,9 BLK 1 ORB 4391 P 973
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	DIXIE HEIGHTS
Legal Block	1
Legal Lot Number	8,9
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3009
Census Tract	1600

Owner

815 E 12th Ct, vacant land, is owned by a company that acquired it in January 2026.

Source: Bay County records, as of March 9, 2026

Owner of Record	Company Name on File
Mailing Address	1035 E 8TH ST, PANAMA CITY, FL 32401-3594
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 15, 2021	Warranty Deed, Transfer DIAMOND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Feb 14, 2005 · Amount on File
Deed Document Number	202127696
Deed Book / Page	4391 / 973
Last Transfer Date	Jan 28, 2026
Transfer Doc	0049961207
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jan 28, 2026
Property Address	815 E 12TH CT, PANAMA CITY, FL 32401-3349
Document Number	0049961207
Book / Page	4996 / 1207
Instrument Date	Jan 28, 2026
Instrument	2026005224
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 E 8TH ST, PANAMA CITY, FL 32401-3594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 E 8TH ST, PANAMA CITY, FL 32401-3594

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 15, 2021
Property Address	815 E 12TH CT, PANAMA CITY, FL 32401-3349
Document Number	0043910973
Book / Page	4391 / 973
Instrument Date	Mar 31, 2021
Instrument	2021027696
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$24.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 408, PANAMA CITY, FL 32402-0408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 E 8TH ST, PANAMA CITY, FL 32401-3594

Tax Assessment & Valuation

The 2025 property tax bill for 815 E 12th Ct was $313, up 0.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (+0.32%)	$18,620	$22,272 Land $22,272
2024	$312.00 (-32.47%)
2023	$462.00 (+11.06%)	$18,792 (+34.33%) Land $18,792	$18,792 (+34.33%) Land $18,792
2022	$416.00	$13,989 Land $13,989	$13,989 Land $13,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 E 12th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 E 12th Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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