Bay County property record for 815 E 10th Ct, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 2,930 sqft · built 1942 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Company Name on File |
| Last Sale | $12,000 (Apr 2019) |
| Tax Bill | $24 (2024) |
| Deeds & Mortgages | Apr 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17023-000-000 |
| Primary APN | 17023-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,930 sqft |
| Year Built | Built 1942 |
|---|---|
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Street Address | 815 E 10TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3453 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC03 |
| Legal Description | GLENWOOD ADD LOT 3 & E1/4 LOT 4 BLK 2 ORB 4107 P 637 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GLENWOOD ADD |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 1600 |
815 E 10th Ct, residential vacant land, is owned by a company that bought it in April 2019 and is owner-occupied.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 35324, PANAMA CITY, FL 32412-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on File |
| Deed Sale | Apr 1, 2019 · Amount on File |
| Deed Document Number | 2019033385 |
| Deed Book / Page | 4107 / 0637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 1, 2019 |
| Property Address | 815 E 10TH CT, PANAMA CITY, FL 32401-3453 |
| Document Number | 0041070637 |
| Book / Page | 004107 / 000637 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 33385 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 35324 PANAMA CITY FL 324125324, PANAMA CITY, FL 32412-5324 |
| Document Number | 41070640 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 004107/000640 |
| Instrument | 33386 |
| Name | BAY EQUITY INVESTMENTS INC |
|---|---|
| Address | 1022 KURZE AVE, PANAMA CITY, FL 32401-4582 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10% |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,048 Land $18,048 | $18,048 Land $18,048 | |
| 2024 | $24.00 (-87.88%) | ||
| 2023 | $198.00 (-4.35%) Additional exemption filed | $15,228 (+34.33%) Land $15,228 | $15,228 (+34.33%) Land $15,228 |
| 2022 | $207.00 Additional exemption filed | $11,336 Land $11,336 | $11,336 Land $11,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 E 10th Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 815 E 10th Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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