815 del Rio Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 815 del Rio Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,313 sqft · built 2020
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on File
Last Sale	$2,850,000 (Aug 2023)
Tax Bill	$32,542 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`256-164-09-00`

Property Details

APN / Parcel Number

Primary APN	`256-164-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,313 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,900 sqft (0.204 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	815 DEL RIO AVE
City	ENCINITAS
State	CA
Zip	92024-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK G LOT 9 TR 002118
Legal Subdivision	AVOCADO ACRES
Legal Tract	002118
Legal Block	G
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17603

Owner

815 del Rio Ave is owned and occupied by two individuals who bought it in August 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC
Apr 28, 2021	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE WEST MORTGAGE
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 11, 2018	Grant Deed, Transfer · Conventional Mortgage ALLIANCE WEST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Dec 11, 2018 · Amount on File
Deed Document Number	2023228849
Prior Transfer Date	Apr 21, 2021
Prior Transfer Doc	0000328022
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2023
Property Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361
Document Number	0000228849
Map Reference	MAP 2118
Instrument Date	Aug 12, 2023
Instrument	2023-0228849
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361

Mortgage

Document Number	0000228850
Date	Aug 23, 2023
Instrument	2023-0228850

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	3.95%
Index	1-Year T-Bill
Max Rate	10.9%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361

Mortgage

Document Number	0000870244
Date	Dec 29, 2021
Instrument	2021-0870244

Lender

Name	SPROUT MORTGAGE LLC
Type	Mortgage Company
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jan 1, 2062

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2021
Property Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361
Document Number	0000328022
Map Reference	MAP 2118
Instrument Date	Apr 21, 2021
Instrument	2021-0328022
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313677
Date	Jul 30, 2019
Instrument	2019-0313677

Lender

Name	ALLIANCE WEST MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143707
Date	Mar 19, 2020
Instrument	2020-0143707

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 10, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2018
Property Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361
Document Number	0000508685
Map Reference	MAP 2118
Instrument Date	Dec 4, 2018
Instrument	2018-0508685
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	815 DEL RIO AVE, ENCINITAS, CA 92024-2361

Mortgage

Document Number	0000508686
Date	Dec 11, 2018
Instrument	2018-0508686

Lender

Name	ALLIANCE WEST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 815 del Rio Ave was $32,542.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,036,540 (+2%) Land $2,288,880 Building $747,660
2025	$32,542.00	$2,977,000 Land $2,244,000 Building $733,000
2023	$14,080.00 (+1.67%)	$1,296,319 Land $911,371 Building $384,948
2022	$13,849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 del Rio Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 815 del Rio Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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