815 Curry Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 815 Curry Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,394 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$133,000 (Aug 2020)
Tax Bill$5,976 (2026)
Deeds & MortgagesJul 2023 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.19-16-39

Property Details

APN / Parcel Number

Primary APN422800 48.19-16-39
Alternative APN
  • 280004801900160390000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,394 sqft Living Area
1st Floor Area962 sqft
Upper Floors Area432 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchPorch
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address815 CURRY RD
CitySCHENECTADY
StateNY
Zip12306-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,SP 1.A-77-6.9
Legal Block16
Legal Lot Number39.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3024
Census Tract32700

Owner

815 Curry Rd is owned and occupied by an individual who bought it in August 2020.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address815 CURRY RD, SCHENECTADY, NY 12306-2833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Aug 10, 2020Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2020 · Amount on File
Deed SaleAug 10, 2020 · Amount on File
Deed Document Number202023198
Deed Book / Page2039 / 404
Prior Transfer DateAug 15, 2001
Prior Transfer Doc1606000802
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address815 CURRY RD, SCHENECTADY, NY 12306-2833
Transaction TypeMortgage
Record UpdatedJul 24, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 CURRY RD, SCHENECTADY, NY 12306-2833

Mortgage

Document Number0000039334
DateJul 10, 2023
Book Page5316/183
Instrument202339334
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term325 Months
DueAug 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 10, 2020
Property Address815 CURRY RD, SCHENECTADY, NY 12306-2833
Document Number0000023198
Book / Page2039 / 404
Instrument DateJul 15, 2020
Instrument202023198
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWEYTCOR LAND TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$532.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1051 HELDERBERG AVE, 1051, SCHENECTADY, NY 12306-4803

Transferred To (Grantee/Buyer)

NameVerified Name
Address3082 LONE PINE RD, SCHENECTADY, NY 12303-5000

Mortgage

Document Number0000023199
DateAug 10, 2020
Instrument202023199
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 815 Curry Rd was $5,976, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,976.00 (+1.93%)
2025$5,863.00$160,000 Land $8,000 Building $152,000$246,200 Land $12,310 Building $233,890
2023$160,000 Land $8,000 Building $152,000$210,500 Land $10,525 Building $199,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Curry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 815 Curry Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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