St. Charles County property record for 815 Cole Blvd, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 2,136 sqft · built 1975 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,800 (May 2017) |
| Tax Bill | $3,133 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 100150A000 |
| Primary APN | 100150A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 240 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 100150A000 |
|---|---|
| Street Address | 815 COLE BLVD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1193 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AF2 |
| Legal Description | WILLOW BROOK #1 PT LOT B |
| Legal Subdivision | WILLOW BROOK #1 |
| Legal Lot Number | B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 310700 |
815 Cole Blvd, a duplex, is owned by two individuals who bought it in May 2017.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 336, SAINT CHARLES, MO 63302-0336 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| May 26, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage RELIANCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on File |
| Deed Sale | May 26, 2017 · Amount on File |
| Deed Document Number | 2017323650 |
| Deed Book / Page | 6749 / 1817 |
| Prior Transfer Date | May 24, 2017 |
| Prior Transfer Doc | 0067491817 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 815 COLE BLVD, SAINT CHARLES, MO 63301-1193 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 3419 EATON DR, SAINT CHARLES, MO 63301-4119 |
| Document Number | 2021R030937 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021R-030937 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 26, 2017 |
| Property Address | 815 COLE BLVD, SAINT CHARLES, MO 63301-1193 |
| Document Number | 0067491817 |
| Book / Page | 6749 / 1817 |
| Map Reference | MB 10 PG 39 |
| Instrument Date | May 24, 2017 |
| Instrument | 20170526000323650 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CONTINENTAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3419 EATON DR, SAINT CHARLES, MO 63301-4119 |
| Document Number | 20170526000323660 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 20170526000323660 |
| Name | RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 815 Cole Blvd was $3,133, up 9.9% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,133.00 (+9.93%) | $49,957 | $262,931 Land $54,000 Building $208,931 |
| 2024 | $2,850.00 | ||
| 2023 | $44,331 | ||
| 2022 | $233,322 Land $54,000 Building $179,322 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 815 Cole Blvd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 815 Cole Blvd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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