815 Co Rd 46, Toronto, OH 43964 Property Records

Jefferson County property record for 815 Co Rd 46, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1981
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Nov 2025)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01986-000`

Property Details

APN / Parcel Number

Primary APN	`09-01986-000`
Alternative APN	`01986`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Other
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Built-in
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	815 COUNTY ROAD 46
City	TORONTO
State	OH
Zip	43964-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-7-6 2-C LAND 1.047A MAP-09-0600-02500
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	4
Census Block	4017
Census Tract	11401

Owner

815 Co Rd 46 is owned and occupied by two individuals who bought it in November 2025.

Source: Jefferson County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 COUNTY ROAD 46, TORONTO, OH 43964-4026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Sep 26, 2017 · Amount on File
Deed Document Number	2025407587
Deed Book / Page	1539 / 5860
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Nov 13, 2025
Property Address	815 COUNTY ROAD 46, TORONTO, OH 43964-4026
Document Number	01639/5860
Book / Page	1639 / 5860
Instrument Date	Nov 10, 2025
Instrument	407587
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 COUNTY ROAD 46, TORONTO, OH 43964-4026

Mortgage

Document Number	0000407588
Date	Nov 13, 2025
Instrument	407588

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Sep 26, 2017
Property Address	815 COUNTY ROAD 46, TORONTO, OH 43964-4026
Document Number	001266/811
Book / Page	1266 / 811
Map Reference	VOL 567 PG 146
Instrument Date	Aug 25, 2017
Instrument	325005
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 COUNTY ROAD 46, TORONTO, OH 43964-4026

Mortgage

Document Number	0000325006
Date	Sep 26, 2017
Instrument	325006

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 815 Co Rd 46 was $2,502.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Unified School District	Edison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00	$68,366 (-) Land $7,609 Building $60,757
2024	$2,502.00	$68,366 Land $7,609 Building $60,757	$195,330 Land $21,740 Building $173,590
2022	$3,238.00	$51,692 Land $7,329 Building $44,363
2021			$147,690 Land $20,940 Building $126,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Co Rd 46 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Co Rd 46 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO W AND S DISTRICT - M serves 13,983 people · EPA ID OH4101103
Water Source	Purchased surface water from TORONTO PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
Smart Way Communications Fixed Wireless	250 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 46

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