815 Cherry St, Malvern, OH 44644 Property Records

Carroll County property record for 815 Cherry St, Malvern, OH 44644

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1952
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on Record
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Mar 2008 Reverse Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-0000573.000`

Property Details

APN / Parcel Number

Primary APN	`07-0000573.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Unfinished

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2014
Construction Type	Frame
Roof Material	Shingle
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	13.6 ft deep x 9 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	36 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	815 CHERRY ST
City	MALVERN
State	OH
Zip	44644-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 GASCON HTS 2
Legal Subdivision	GASCON HTS
Legal Lot Number	40
Jurisdiction	CARROLL OH
Township / Civil Division	BROWN
Census Block Group	1
Census Block	1049
Census Tract	720300

Owner

Source: Carroll County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 CHERRY ST, MALVERN, OH 44644-9409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2008	Deed of Trust, Mortgage · Reverse Mortgage FINANCIAL FREEDOM SENIOR FUNDING CORP
Mar 16, 2020	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Oct 19, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020
Deed Sale	Mar 16, 2020
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	20201014
Deed Book / Page	138 / 3074
Prior Transfer Date	Oct 18, 2017
Prior Transfer Doc	125/2370
Record Updated	Jun 8, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	815 CHERRY ST, MALVERN, OH 44644-9409
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00045/1100
Date	Mar 26, 2008
Book Page	45/1100
Instrument	200800001048

Lender

Name	FINANCIAL FREEDOM SENIOR FUNDING CORP
Type	Reverse Mortgage Lender
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	805 Months
Due	Apr 21, 2075

Interest

Rate Type	Adjustable Rate
Rate	2.91%
Type Change Date	Jun 1, 2008
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.9%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL OH
Recording Date	Mar 16, 2020
Property Address	815 CHERRY ST, MALVERN, OH 44644-9409
Document Number	00138/3074
Book / Page	138 / 3074
Map Reference	MB 3 PG 21&2
Instrument Date	Mar 16, 2020
Instrument	202000001014
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 CHERRY ST, MALVERN, OH 44644-9409

Mortgage

Document Number	202000001015
Date	Mar 16, 2020
Instrument	202000001015

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL OH
Recording Date	Oct 19, 2017
Property Address	815 CHERRY ST, MALVERN, OH 44644-9409
Document Number	125/2368
Book / Page	125 / 2368
Map Reference	MB 3 PG 21
Instrument Date	Oct 18, 2017
Instrument	201700004154
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 117298, CARROLLTON, TX 75011-7298

Mortgage

Document Number	00125/2370
Date	Oct 19, 2017
Book Page	125/2370
Instrument	201700004155

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Carroll County
County Subdivision	Brown Township
Municipality	Malvern Village
Unified School District	Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (+18.32%)	$59,210 (+35.4%) Land $9,430 Building $49,780	$169,150 (+35.37%) Land $26,930 Building $142,220
2024	$2,042.00 (+0.44%)	$43,730 (-) Land $7,210 Building $36,520
2023	$2,033.00	$43,730 Land $7,210 Building $36,520
2022			$124,950 Land $20,610 Building $104,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN VILLAGE PWS serves 1,200 people · EPA ID OH1000112
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Smart Way Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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