815 Cherokee Dr, Bernice (Afton), OK 74331 Property Records

Delaware County property record for 815 Cherokee Dr, Bernice, OK 74331

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2 ba · 2,356 sqft · built 2002
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Companies on Record
Last Sale	$55,000 (Jun 2025)
Tax Bill	$17 (2025)
Deeds & Mortgages	Jun 2026 Transfer Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25N22E-23-2-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`25N22E-23-2-00000-000-0000`
Alternative APNs	`25N22E-23-0-10203-00C-0004` `0041164` `0020217` `41164` `20217`

Exterior

Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Storage Building	288 sqft

Location & Zoning

Account Number	20217
Street Address	815 CHEROKEE DR
City	BERNICE
State	OK
Zip	74331-7047
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	FLY CREEK GROVE LOT 4 BLOCK C 2500-203
Legal Range	22E
Legal Township	25N
Legal Section	23
Legal Subdivision	BERNICE-FLY CREEK GROVE
Legal Block	C
Legal Lot Number	4
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2042
Census Tract	375803

Owner

Source: Delaware County assessment roll, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	18818 E BRIDGEWATER PL, OWASSO, OK 74055-7839
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 2, 2022	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Jan 13, 2021	Correction Deed APEX TITLE NORTHEAST OK LLC
Feb 19, 2020	Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Jun 20, 1994
Deed Document Number	20254715
Deed Book / Page	2594 / 790
Last Transfer Date	Jun 26, 2026
Transfer Doc	0000005811
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OK
Recording Date	Jun 29, 2026
Property Address	815 CHEROKEE DR, BERNICE, OK 74331-7047
Document Number	0000005811
Book / Page	2662 / 129
Instrument Date	Jun 26, 2026
Instrument	20265811
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	815 CHEROKEE DR, BERNICE, OK 74331-7047
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002451/646
Date	Aug 2, 2022
Book Page	2451/646
Instrument	I-2022-007444

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	DELAWARE OK
Recording Date	Jan 13, 2021
Property Address	815 CHEROKEE DR, BERNICE, OK 74331-7047
Document Number	002360/161
Book / Page	2360 / 161
Instrument Date	Feb 13, 2020
Instrument	2021-000389
Record Updated	Aug 26, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 CHEROKEE DR, BERNICE, OK 74331-7047

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Feb 19, 2020
Property Address	815 CHEROKEE DR, BERNICE, OK 74331-7047
Document Number	002311/383
Book / Page	2311 / 383
Instrument Date	Feb 13, 2020
Instrument	2020-001208
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 CHEROKEE DR, BERNICE, OK 74331-7047

Mortgage

Document Number	2020001209
Date	Feb 19, 2020
Instrument	2020-001209

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17.00 (-94.41%)	$230 (-98.85%) Land $230	$2,000 (-98.85%) Land $2,000
2024	$304.00 (-52.94%)	$19,970 (+141.07%) Land $3,766 Building $16,204	$173,650 (+141.08%) Land $32,750 Building $140,900
2023	$646.00	$8,284 Land $1,255 Building $7,029	$72,030 Land $10,910 Building $61,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERNICE PWA serves 504 people · EPA ID OK2002166
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
The Junction Internet Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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