Collin County property record for 815 Charter Oak St, Allen, TX 75002
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,812 sqft · built 1989 |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,044 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-2290-00A-0270-1 |
| Primary APN | R-2290-00A-0270-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 2,205 sqft |
| 1st Floor Area | 1,812 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 393 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 425 sqft |
| Porch | Covered Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16143 |
|---|---|
| Street Address | 815 CHARTER OAK ST |
| City | ALLEN |
| State | TX |
| Zip | 75002-5063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD BEND NO 7B (CAL), BLK A, LOT 27 |
| Legal Subdivision | COTTONWOOD BEND NO 7B (CAL) |
| Legal Block | A |
| Legal Lot Number | 27 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31422 |
815 Charter Oak St is owned and occupied by two individuals who acquired it in December 2020.
Source: Collin County records, as of October 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 CHARTER OAK ST, ALLEN, TX 75002-5063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2020 |
| Deed Sale | Dec 28, 2020 |
| Prior Sale | May 28, 1999 |
| Deed Document Number | 20201228002324850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 28, 2020 |
| Property Address | 815 CHARTER OAK ST, ALLEN, TX 75002-5063 |
| Document Number | 0002324850 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2324850 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1129 STONE TRAIL DR PLANO TX 750237248, PLANO, TX 75023-7248 |
| Document Number | 2324860 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2324860 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2050 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Allen City |
| County | Collin County |
| Unified School District | Allen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394,375 Land $125,000 Building $269,375 | $394,375 Land $125,000 Building $269,375 | |
| 2024 | $5,044.00 | ||
| 2023 | $418,056 Land $110,000 Building $308,056 | $418,056 Land $110,000 Building $308,056 | |
| 2022 | $5,313.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Charter Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 815 Charter Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALLEN serves 113,746 people · EPA ID TX0430025 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Sep 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Hotwire Communications, Verizon.
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