Durham County property record for 815 Chance Rd, Durham, NC 27703 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,118 sqft Heated Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2024) |
| Tax Bill | $3,144.00 (2025) |
| Primary APN | 0841-88-7465 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,118 sqft Heated Area |
| 1st Floor | 1,118 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Depth X Width | 127 ft x 76 ft Depth x Width |
| Patio Area | 120 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 42 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 815 CHANCE RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-2552 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES/PH:02/BLK:B/LT #37 PL:000113-000112 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | B |
| Legal Lot Number | 37 |
| Jurisdiction | DURHAM NC |
| Minor Civil Division | OAK GROVE |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 1802 |
Source: Durham County records · APN 0841-88-7465
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 CHANCE RD, DURHAM, NC 27703-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 07, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PHH MORTGAGE SERVICES CORP |
| Jul 14, 2021 | Intrafamily Transfer, Transfer |
| Jan 11, 2018 | Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on Record |
| Deed Sale | Apr 25, 2024 · Amount on Record |
| Deed Doc Number | 202494032 |
| Deed Book / Page | 10090 / 477 |
| Prior Transfer Date | Jul 13, 2021 |
| Prior Transfer Doc | 0093940972 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 815 CHANCE RD, DURHAM, NC 27703-2552 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 104 OAK TREE DR, CHAPEL HILL, NC 27517-4064 |
| Document Number | OPR100900480 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | OPR 10090/480 |
| Instrument | 2024094033 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.9% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.9% |
| Max Rate At Change | 8.9% |
| Index | 5-Year CMT |
| Max Rate | 12.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 815 CHANCE RD, DURHAM, NC 27703-2552 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS |
| Name | Verified Name |
|---|
| Document Number | 0095520322 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 9552/322 |
| Instrument | 2021062337 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 14, 2021 |
| Property Address | 815 CHANCE RD, DURHAM, NC 27703-2552 |
| Document Number | 0093940972 |
| Book / Page | 9394 / 972 |
| Map Reference | MB 113 PG 112 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021035481 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 CHANCE RD, DURHAM, NC 27703-2552 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 815 CHANCE RD, DURHAM, NC 27703-2552 |
| Document Number | 0084250314 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Title Company | LOSS MITIGATION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 815 CHANCE RD DURHAM NC 277032552, DURHAM, NC 27703-2552 |
| Document Number | 0084250314 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 008425/000314 |
| Instrument | 16450 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2048 |
| Rate | 4.12% |
|---|
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 (+38.56%) | $317,186 (+83.04%) Land $80,600 Building $236,586 | $317,186 (+83.04%) Land $80,600 Building $236,586 |
| 2023 | $2,269.00 (+2.35%) | $173,289 Land $24,720 Building $148,569 | $173,289 Land $24,720 Building $148,569 |
| 2022 | $2,217.00 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures