815 Cedar St, Mountain Home, AR 72653 Property Records

Baxter County property record for 815 Cedar St, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,516 sqft
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Mar 2023)
Tax Bill	$509 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-01482-000`

Property Details

APN / Parcel Number

Primary APN	`007-01482-000`
Alternative APN	`30886`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Driveway	Driveway
Driveway Area	946 sqft
Porch	Enclosed Porch
Porch Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	815 CEDAR ST
City	MOUNTAIN HOME
State	AR
Zip	72653-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WEST 82 FEET OF LOT NO. 3 AND THE EAST 18 FEET OF LOT NO. 6 IN BLOCK NO. 4 IN FIRST ADDITION TO LANGSTON' S SUBDIVISION,
Legal Subdivision	LANGSTONS ADD 1
Legal Block	4
Legal Lot Number	3,6
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	1
Census Block	1001
Census Tract	950200

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	815 CEDAR ST, MOUNTAIN HOME, AR 72653-3617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Jun 10, 2016
Deed Document Number	L202302410
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Mar 15, 2023
Property Address	815 CEDAR ST, MOUNTAIN HOME, AR 72653-3617
Document Number	L202302410
Instrument Date	Mar 9, 2023
Instrument	L202302410
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 CEDAR ST, MOUNTAIN HOME, AR 72653-3617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 CEDAR ST, MOUNTAIN HOME, AR 72653-3617

Mortgage

Document Number	L202302411
Date	Mar 15, 2023
Instrument	L202302411

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	815 CEDAR ST, MOUNTAIN HOME, AR 72653-3617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202004310
Date	May 14, 2020
Instrument	L202004310

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$509.00 (-16.42%) Homeowner's exemption	$26,000 (-) Land $1,500 Building $24,500
2024	$609.00 (+71.07%)
2023	$356.00 Homeowner's exemption	$26,000 Land $1,500 Building $24,500	$130,000 Land $7,500 Building $122,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1985–2016)
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Reynolds Media, T-Mobile.

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