San Mateo County property record for 815 Cape Breton Dr, Pacifica, CA 94044 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,300 sqft Living Area |
| Lot Size | 7,765 sqft (0.178 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,475,000 (2024) |
| Tax Bill | $21,160.00 (2025) |
| Primary APN | 022-393-190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,780 sqft Gross Area |
| 1st Floor | 1,390 sqft 1st Floor |
| Basement Area | 1,390 sqft Basement |
| Finished Basement | 910 sqft Finished |
| Unfinished Basement | 480 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,765 sqft (0.178 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 910 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 815 CAPE BRETON DR |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3815 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 BLK 5 PARK PACIFICA NO 3 RSM 70/42 47 |
| Legal Subdivision | PARK PACIFICA NO 3 |
| Legal Block | 5 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SOUTH SAN FRANCISCO |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 603400 |
Source: San Mateo County records · APN 022-393-190
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 CAPE BRETON DR, PACIFICA, CA 94044-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 23, 2024 | Grant Deed, Transfer · Conventional Mortgage MONTERRA CREDIT UNION |
| May 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BAY COMMERCIAL BANK |
| Aug 17, 2017 | Quit Claim Deed FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Jul 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STEPHEN E TRETTIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Prior Sale | Dec 04, 2002 · Amount on Record |
| Deed Doc Number | 202410129 |
| Prior Transfer Date | Dec 27, 2005 |
| Prior Transfer Doc | 0000000105 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 23, 2024 |
| Property Address | 815 CAPE BRETON DR, PACIFICA, CA 94044-3815 |
| Document Number | 0000010129 |
| Map Reference | MB 70 PG 42-47 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024-010129 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,622.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 815 CAPE BRETON DR, PACIFICA, CA 94044-3815 |
| Document Number | 0000010130 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024-010130 |
| Name | MONTERRA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 5-Year TN |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 815 CAPE BRETON DR, PACIFICA, CA 94044-3815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040682 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018-040682 |
| Name | BAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | WALNUT CREEK, CA 94596 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 17, 2017 |
| Property Address | 815 CAPE BRETON DR, PACIFICA, CA 94044-3815 |
| Document Number | 0000071852 |
| Instrument Date | Aug 02, 2017 |
| Instrument | 71852 |
| Record Updated | Jan 03, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 815 CAPE BRETON DR PACIFICA CA 940443815, PACIFICA, CA 94044-3815 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 815 CAPE BRETON DR, PACIFICA, CA 94044-3815 |
| Document Number | 0000071853 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 815 CAPE BRETON DR PACIFICA CA 940443815, PACIFICA, CA 94044-3815 |
| Document Number | 0000071853 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 71853 |
| Name | STEPHEN E TRETTIN |
|---|---|
| Address | 25 CROSSROADS BLVD # 105, CARMEL, CA 93923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,534,590 (+2%) Land $1,040,400 Building $494,190 | ||
| 2025 | $21,160.00 (+64.63%) Homeowner's exemption | $1,504,500 (+74.04%) Land $1,020,000 Building $484,500 | |
| 2023 | $12,853.00 (+9.7%) | $864,474 Land $432,237 Building $432,237 | $1,465,740 |
| 2022 | $11,717.00 |
815 Cape Breton Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 61st percentile of exposed land nationally · 36th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 578 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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