815 Canoe Run, Grayson, KY 41143 Property Records

Carter County property record for 815 Canoe Run, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1980
Lot Size	1.41 acres (61,812 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (Apr 2023)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114N-00-00-072.00`

Property Details

APN / Parcel Number

Primary APN	`114N-00-00-072.00`
Alternative APNs	`31339` `34143`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	61,812 sqft (1.41 acres)
View / Lot	Waterfront - Canal
Driveway	Driveway
Porch	Slab
Porch Area	1,040 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	34143
Street Address	815 CANOE RUN
City	GRAYSON
State	KY
Zip	41143-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.419 ACRES
Legal Subdivision	EASTERN HILLS
Legal Lot Number	9-10
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	3
Census Block	3022
Census Tract	960602

Owner

815 Canoe Run is owned and occupied by an individual who bought it in April 2023.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	815 CANOE RUN, GRAYSON, KY 41143-7005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Jun 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DESCO FCU
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Document Number	2023565801
Deed Book / Page	497 / 408
Prior Transfer Date	Nov 4, 2020
Prior Transfer Doc	0OR442/663
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	815 CANOE RUN, GRAYSON, KY 41143-7005
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18730 BEAR CREEK RD, CATLETTSBURG, KY 41129-9225

Mortgage

Document Number	000497/412
Date	Apr 19, 2023
Book Page	497/412
Instrument	565802

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	815 CANOE RUN, GRAYSON, KY 41143-7005
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR456/814
Date	Jun 22, 2021
Book Page	OR456/814
Instrument	507518

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 16, 2031

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Nov 9, 2020
Property Address	815 CANOE RUN, GRAYSON, KY 41143-7005
Document Number	0OR442/663
Book / Page	OR442 / 663
Map Reference	MB 150 PG 456
Instrument Date	Nov 4, 2020
Instrument	475038
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 699, GRAYSON, KY 41143-0699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 CANOE RUN, GRAYSON, KY 41143-7005

Mortgage

Document Number	0000475039
Date	Nov 9, 2020
Instrument	475039

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 815 Canoe Run was $1,812.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00	$212,500	$212,500
2023	$1,432.00 Homeowner's exemption	$212,500	$212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Canoe Run in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2012–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Canoe Run is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 74% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Optimum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Canoe Run

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