815 Blackthorne Ln, Arden, NC 28704 Property Records

Buncombe County property record for 815 Blackthorne Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,989 sqft · built 2013
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Owner Names on Record
Last Sale	$285,000 (Jul 2012)
Tax Bill	$16,390 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9624-93-0171-00000`

Property Details

APN / Parcel Number

Primary APN	`9624-93-0171-00000`
Alternative APN	`962400930004000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,989 sqft Living Area
Gross Area	5,836 sqft
1st Floor Area	5,785 sqft
Basement Area	2,847 sqft
Finished Basement	2,796 sqft
Unfinished Basement	51 sqft
Sunroom	Sunroom
Fireplaces	5 Fireplaces
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	672 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	962400930004000
Street Address	815 BLACKTHORNE LN
City	ARDEN
State	NC
Zip	28704-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 07/12/2012 DEE
Legal Description	DEED DATE: 07/12/2012 DEED: 4999-0267 SUBDIV: THE CLIFFS AT WALNUT COVE BLOCK: LOT: 30 SECTION: PLAT: 0084-0097
Legal Subdivision	THE CLIFFS AT WALNUT COVE
Legal Lot Number	30
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1007
Census Tract	2304

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	815 BLACKTHORNE LN, ARDEN, NC 28704-9131
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2012 · Amount on Record
Deed Sale	Jul 12, 2012 · Amount on Record
Deed Document Number	0004999267
Deed Book / Page	4999 / 267
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	815 BLACKTHORNE LN, ARDEN, NC 28704-9131
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058600058
Date	Jan 31, 2020
Book Page	5860/0058

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	815 BLACKTHORNE LN, ARDEN, NC 28704-9131
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061101679
Date	Aug 24, 2021
Book Page	6110/1679

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	7.25%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,390.00 (+8.16%)	$2,542,700 (-)
2023	$15,154.00	$2,542,700	$2,542,700 (-) Land $344,300 Building $2,198,400
2021			$2,542,700 Land $344,300 Building $2,198,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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