815 Beacham Dr, Westminster, MD 21157 Property Records

Carroll County property record for 815 Beacham Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,692 sqft · built 1996
Lot Size	1.03 acres (45,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Oct 2021)
Tax Bill	$5,814 (2026)
Deeds & Mortgages	May 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-003021`

Property Details

APN / Parcel Number

Primary APN	`07-003021`
Alternative APNs	`7003021` `003021`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Total Area
Basement Area	1,450 sqft
Finished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,259 sqft (1.03 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	144 sqft
Patio Area	780 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003021
Street Address	815 BEACHAM DR
City	WESTMINSTER
State	MD
Zip	21157-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 1.0385 ACS 815 BEACHAM DR AVONDALE
Legal Subdivision	AVONDALE
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1000
Census Tract	507702

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 20, 2021	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 31, 2021	Intrafamily Transfer, Transfer
Oct 18, 2019	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Book / Page	10514 / 490
Transfer Doc	0000001215
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107830431
Date	May 24, 2022
Book Page	10783/431

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102500115
Date	May 5, 2021
Book Page	10250/115

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 20, 2021
Property Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716
Document Number	0105140490
Book / Page	10514 / 490
Instrument Date	Oct 7, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716

Mortgage

Document Number	0010514495
Date	Oct 20, 2021
Instrument	10514/495

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Aug 31, 2021
Property Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716
Document Number	0104330309
Book / Page	10433 / 309
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 18, 2019
Property Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716
Document Number	0094480418
Book / Page	9448 / 0418
Instrument Date	Oct 4, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 BEACHAM DR, WESTMINSTER, MD 21157-6716

Mortgage

Document Number	0094480426
Date	Oct 18, 2019
Book Page	9448/0426

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,814.00 (+13.71%)	$513,800 (+13.87%) Land $130,300 Building $383,500	$513,800 (-) Land $130,300 Building $383,500
2025	$5,113.00 (+38.79%)	$451,233 (+38.37%)	$513,800 (+57.56%) Land $130,300 Building $383,500
2023	$3,684.00	$326,100 Land $130,300 Building $195,800	$326,100 Land $130,300 Building $195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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