815 Barlow Rd, Elk Park, NC 28622 Property Records

Avery County property record for 815 Barlow Rd, Elk Park, NC 28622

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 1,178 sqft · built 1982
Owner	2 Individual Names on File
Last Sale	$144,500 (Jan 2020)
Tax Bill	$577 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72710`

Property Details

APN / Parcel Number

Primary APN	`72710`
Alternative APN	`18390052130700000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,178 sqft Heated Area
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Deck Area	328 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	72710
Street Address	815 BARLOW RD
City	ELK PARK
State	NC
Zip	28622-9269
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	DOUBLE KNOB LOT 8 PLAT 4-137
Legal Subdivision	DOUBLE KNOB
Legal Lot Number	8
Jurisdiction	AVERY NC
Township / Civil Division	HEATON
Census Block Group	1
Census Block	1008
Census Tract	930301

Owner

815 Barlow Rd, a residential property, is owned by two individuals who bought it in January 2020.

Source: Avery County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	396 JORDAN V COOK RD, BOONE, NC 28607-8769
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2020	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Aug 30, 2006
Deed Document Number	0000540569
Deed Book / Page	540 / 569
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	815 BARLOW RD, ELK PARK, NC 28622-9269
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005983
Date	Sep 30, 2021
Book Page	566/2136
Instrument	2021005983

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Mar 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jan 31, 2020
Property Address	815 BARLOW RD, ELK PARK, NC 28622-9269
Document Number	0005400569
Book / Page	000540 / 000569
Instrument Date	Jan 29, 2020
Instrument	591
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	396 JORDAN V COOK RD BOONE NC 286078769, BOONE, NC 28607-8769

Mortgage

Document Number	5400572
Date	Jan 31, 2020
Book Page	000540/000572
Instrument	592

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 815 Barlow Rd was $577.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00	$144,400 Land $9,800 Building $134,600	$144,400 Land $9,800 Building $134,600
2023	$577.00	$144,400 (-) Land $9,800 Building $134,600	$144,400 (-) Land $9,800 Building $134,600
2022	$577.00	$144,400 Land $9,800 Building $134,600	$144,400 Land $9,800 Building $134,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Barlow Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Barlow Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only)

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