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815 97th St E, Tacoma, WA 98445 Property Records

Pierce County property record for 815 97th St E, Tacoma, WA 98445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,495 sqft · built 1985
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Jul 2021)
Tax Bill$4,162 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN422000-0-102

Property Details

APN / Parcel Number

Primary APN422000-0-102

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,495 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,495 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Lot Width212 ft Width
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
Patio Area216 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address815 97TH ST E
CityTACOMA
StateWA
Zip98445-3178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal DescriptionSECTION 03 TOWNSHIP 19 RANGE 03 QUARTER 22 GRAYS PACIFIC AVE ADD E 1/2 L 4, L 5 & 6 & W 1/2 L 7 B 5 OUT OF 010-1 DBLR 85-05-03-0252 SEG U-1585 JU ES
Legal Range03
Legal Township19
Legal Section03
Legal SubdivisionGRAYS PACIFIC AVE ADD
Legal Block5
Legal Lot Number4,5,6
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2004
Census Tract71603

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address815 97TH ST E, TACOMA, WA 98445-3178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2021 · Amount on Record
Deed SaleJul 6, 2021 · Amount on Record
Deed Document Number20211176
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJul 6, 2021
Property Address815 97TH ST E, TACOMA, WA 98445-3178
Document Number0007061176
Map ReferenceVOL 3 PG 88
Instrument DateJul 2, 2021
Instrument202107061176
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyPUGET SOUND TITLE-TACOMA, PUGET SOUND TITLE TACOMA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,920.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 97TH ST E, TACOMA, WA 98445-3178

Mortgage

Document Number0007061177
DateJul 6, 2021
Instrument202107061177
Lender
NameTELCO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictFranklin Pierce School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,600 (+10.7%) Land $95,000 Building $252,600$347,600 (+10.7%) Land $95,000 Building $252,600
2025$4,162.00 (+10.72%)
2024$3,759.00 (-1.49%)$314,000 (-6.1%) Land $97,200 Building $216,800$314,000 (-6.1%) Land $97,200 Building $216,800
2023$3,816.00$334,400 Land $96,600 Building $237,800$334,400 Land $96,600 Building $237,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TACOMA WATER DIVISION
serves 446,245 people · EPA ID WA5386800
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: CenturyLink, Verizon.

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