Otero County property record for 815 7th St, Fowler, CO 81039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1997 |
| Lot Size | 0.137 acres (5,972 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2024) |
| Tax Bill | $1,074 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2025 Sale + 4 more |
| APN | 4375-201-15015 |
| Primary APN | 4375-201-15015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,972 sqft (0.137 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 113281 |
|---|---|
| Street Address | 815 7TH ST |
| City | FOWLER |
| State | CO |
| Zip | 81039-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 EDDY ACRES FOWLER B962 P162 B1025 P125; MS# 1276(VL) INACTIVE 1/98; MS# 7210; RCPTN-563373 BL- LT- SEC- 20 TWN- 22 RNG |
| Legal Range | 59 |
| Legal Township | 22 |
| Legal Section | 20 |
| Legal Subdivision | EDDY ACRES NO 2 |
| Legal Lot Number | 19 |
| Jurisdiction | OTERO CO |
| Township / Civil Division | FOWLER |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 968000 |
815 7th St is owned and occupied by an individual who acquired it in November 2025.
Source: Otero County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Nov 12, 2025 | Beneficiary Deed, Transfer |
| May 30, 2023 | Intrafamily Transfer, Transfer |
| Jul 13, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 22, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF LAS ANIMAS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | Mar 22, 2019 · Amount on File |
| Deed Document Number | 2024673197 |
| Last Transfer Date | Nov 11, 2025 |
| Transfer Doc | 0000675982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Document Number | 0000676740 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 676740 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | OTERO CO |
| Recording Date | Nov 12, 2025 |
| Property Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Document Number | 0000675982 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 675982 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31982 COUNTY RD, FOWLER, CO 81039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTERO CO |
| Recording Date | May 30, 2023 |
| Property Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Document Number | 0000668742 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 668742 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 658106 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 658106 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO CO |
| Recording Date | Mar 22, 2019 |
| Property Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Document Number | 0000654087 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 654087 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.38 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Document Number | 0000654088 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 654088 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO CO |
| Recording Date | May 18, 2018 |
| Property Address | 815 7TH ST, FOWLER, CO 81039-1346 |
| Document Number | 0000651462 |
| Instrument Date | May 18, 2018 |
| Instrument | 651462 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 29648 COUNTY ROAD 28, LA JUNTA, CO 81050-9552 |
| Document Number | 0000651463 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 651463 |
| Name | FIRST NATIONAL BANK OF LAS ANIMAS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 18, 2033 |
The 2025 property tax bill for 815 7th St was $1,074, up 22.3% from the year before.
Source: Otero County assessment roll, as of February 13, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Otero County |
| Municipality | Fowler Town |
| Unified School District | Fowler School District R-4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,074.00 (+22.32%) | $12,774 (+21.32%) | $204,390 |
| 2024 | $878.00 (+0.23%) | $10,529 (-) Land $804 Building $9,725 | |
| 2023 | $876.00 (+10.47%) | $10,529 (+11.09%) Land $804 Building $9,725 | $212,156 Land $12,000 Building $200,156 |
| 2022 | $793.00 | $9,478 Land $834 Building $8,644 | |
| 2021 | $136,377 Land $12,000 Building $124,377 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 815 7th St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 815 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FOWLER serves 1,169 people · EPA ID CO0145210 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Gross alpha radiation resolved · Jul 2024 Failure to filter resolved · Apr 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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