St. Louis County property record for 815 6th St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 968 sqft · built 1952 |
| Lot Size | 0.137 acres (6,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jul 2024) |
| Tax Bill | $1,074 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0155-00490 |
| Primary APN | 090-0155-00490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Gross Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 168 sqft |
| Finished Basement | 168 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 6,006 sqft (0.137 acres) |
| Garage Area | 440 sqft |
| Deck Area | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1168772 |
|---|---|
| Street Address | 815 6TH ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLOCK 3 SERIAL # |
| Legal Subdivision | VETERANS ADD TO VIRGINIA |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 13200 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 6TH ST S, VIRGINIA, MN 55792-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 26, 2023 | Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | Jul 26, 2023 · Amount on Record |
| Deed Document Number | 20241491968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 815 6TH ST S, VIRGINIA, MN 55792-3045 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1036 86TH AVE W, DULUTH, MN 55808-1413 |
| Document Number | 0001096859 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 1096859 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 26, 2023 |
| Property Address | 815 6TH ST S, VIRGINIA, MN 55792-3045 |
| Document Number | 0001470716 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 1470716 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $471.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 815 6TH ST S, VIRGINIA, MN 55792-3045 |
| Document Number | 0001470717 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 1470717 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 26, 2023 |
| Property Address | 815 6TH ST S, VIRGINIA, MN 55792-3045 |
| Document Number | 0001470715 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 1470715 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 6TH ST S, VIRGINIA, MN 55792-3045 |
| Mail Care Of | KATHLEEN SCHLMINCH |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,074.00 (+100.37%) Homeowner's exemption | ||
| 2025 | $536.00 (-32.49%) Homeowner's exemption | $114,400 (+36.68%) Land $6,900 Building $107,500 | $114,400 (+36.68%) Land $6,900 Building $107,500 |
| 2024 | $794.00 (+21.78%) | $83,700 (+10.28%) Land $5,900 Building $77,800 | $83,700 (+10.28%) Land $5,900 Building $77,800 |
| 2023 | $652.00 Homeowner's exemption | ||
| 2022 | $75,900 (+9.84%) Land $5,900 Building $70,000 | $75,900 (+9.84%) Land $5,900 Building $70,000 | |
| 2021 | $69,100 Land $5,200 Building $63,900 | $69,100 Land $5,200 Building $63,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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