Stearns County property record for 815 5 1/2 St N, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1976 |
| Lot Size | 0.3 acres (13,050 sqft) |
| Owner | Trust Name on File |
| Last Sale | $116,000 (Feb 2015) |
| Tax Bill | $2,524 (2026) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29597-0000 |
| Primary APN | 48-29597-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,050 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 815 5 1/2 ST N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 & W2' OF LOT 4 BLK 1 MEADOW VIEW ADD PLAT 3 SECTION 15 TOWNSHIP 123 RANGE 030 MEADOW VIEW ADD PLAT 3 SECTION 15 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | MEADOW VIEW ADD PLAT 3 |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11302 |
815 5 1/2 St N is owner-occupied and held in a trust since February 2015.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 815 5 1/2 ST N, COLD SPRING, MN 56320-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2015 · Amount on File |
| Deed Sale | Feb 24, 2015 · Amount on File |
| Prior Sale | Sep 8, 1998 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 24, 2022 |
| Property Address | 815 5 1/2 ST N, COLD SPRING, MN 56320-1254 |
| Document Number | 00A1633194 |
| Instrument Date | May 19, 2022 |
| Instrument | A1633194 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 5 1 2 ST N, COLD SPRING, MN 56320 |
The 2026 property tax bill for 815 5 1/2 St N was $2,524 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,524.00 | ||
| 2025 | $226,900 Land $42,400 Building $184,500 | $226,900 Land $42,400 Building $184,500 | |
| 2023 | $2,038.00 | $207,100 Land $42,400 Building $164,700 | $207,100 Land $42,400 Building $164,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 5 1/2 St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 815 5 1/2 St N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Intrepid Fiber Networks, Verizon.
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