Scott County property record for 815 4th St, Buffalo, IA 52728
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 940 sqft · built 1900 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2021) |
| Tax Bill | $1,928 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 722140007 |
| Primary APN | 722140007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Basement Area | 796 sqft |
| Finished Basement | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 198 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Deck Area | 382 sqft |
| Patio Area | 392 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 815 4TH ST |
|---|---|
| City | BUFFALO |
| State | IA |
| Zip | 52728-7719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC:21 TWP:77 RNG:02PT NE NE SE TRACT55' X 198' |
| Legal Range | 02W |
| Legal Township | 77N |
| Legal Section | 21 |
| Legal Subdivision | METES & BOUNDS |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10401 |
815 4th St is owned and occupied by an individual who bought it in August 2021.
Source: Scott County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 4TH ST, BUFFALO, IA 52728-7719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2018 | Deed of Trust, Mortgage WINTRUST MTG CORP |
| Aug 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on File |
| Deed Sale | Aug 19, 2021 · Amount on File |
| Prior Sale | Aug 14, 2018 · Amount on File |
| Deed Document Number | 202128700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 815 4TH ST, BUFFALO, IA 52728-7719 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800021039 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 201800021039 |
| Name | WINTRUST MTG CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Aug 19, 2021 |
| Property Address | 815 4TH ST, BUFFALO, IA 52728-7719 |
| Document Number | 202100028700 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 202100028700 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 4TH ST, BUFFALO, IA 52728-7719 |
| Document Number | 202100028702 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 202100028702 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 815 4th St was $1,928.
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Buffalo City |
| County | Scott County |
| Unified School District | Davenport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,928.00 | $131,500 (-) Land $16,600 Building $114,900 | $131,500 (-) Land $16,600 Building $114,900 |
| 2025 | $1,928.00 (-3.12%) | $131,500 Land $16,600 Building $114,900 | $131,500 Land $16,600 Building $114,900 |
| 2024 | $1,990.00 | ||
| 2023 | $127,100 Land $16,600 Building $110,500 | $127,100 Land $16,600 Building $110,500 | |
| 2022 | $2,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 4th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 41 (1982–2019) |
| Claims Outside the SFHA | 12 of 41 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 815 4th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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