Monmouth County and Union Beach Borough property record for 815 3rd St, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,748 sqft · built 2014 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (May 2025) |
| Tax Bill | $12,227 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00020-0000-00015 |
| Primary APN | 50-00020-0000-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 922 sqft |
| Upper Floors Area | 826 sqft |
| Basement Area | 96 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 826 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 188 sqft |
|---|---|
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 182 |
|---|---|
| Street Address | 815 3RD ST |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | LORRILARD BEACH |
| Legal Block | 20 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 801800 |
815 3rd St is owned and occupied by an individual who bought it in May 2025.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 3RD ST, UNION BEACH, NJ 07735-2870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Apr 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 12, 2020 | Grant Deed, Transfer · Conventional Mortgage REAL EST MTG NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on File |
| Deed Sale | May 22, 2025 · Amount on File |
| Prior Sale | Feb 12, 2020 · Amount on File |
| Deed Document Number | 202539944 |
| Deed Book / Page | 9739 / 704 |
| Prior Transfer Date | Mar 4, 2021 |
| Prior Transfer Doc | 0095021237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 815 3RD ST, UNION BEACH, NJ 07735-2870 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0096816034 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 9681/6034 |
| Instrument | 2024018622 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 10, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 16, 2021 |
| Property Address | 815 3RD ST, UNION BEACH, NJ 07735-2870 |
| Document Number | 0095021237 |
| Book / Page | 9502 / 1237 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 2021061737 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 3RD ST, UNION BEACH, NJ 07735-2870 |
| Document Number | 2021061747 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021061747 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 12, 2020 |
| Property Address | 815 3RD ST, UNION BEACH, NJ 07735-2870 |
| Document Number | 0000016425 |
| Book / Page | 009396 / 006639 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 16425 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | ARBOR TITLE, ARBOR TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 3RD ST UNION BEACH NJ 077352870, UNION BEACH, NJ 07735-2870 |
| Document Number | 16426 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 009396/006664 |
| Instrument | 16426 |
| Name | REAL EST MTG NTWK |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2050 |
The 2025 property tax bill for 815 3rd St was $12,227, up 12.7% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,600 (+6.42%) Land $265,300 Building $341,300 | $606,600 (+6.42%) Land $265,300 Building $341,300 | |
| 2025 | $12,227.00 (+12.73%) | $570,000 Land $240,900 Building $329,100 | $570,000 Land $240,900 Building $329,100 |
| 2024 | $10,846.00 | ||
| 2023 | $492,600 Land $182,100 Building $310,500 | $492,600 Land $182,100 Building $310,500 | |
| 2022 | $9,577.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 256 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 268 units insured incl. 12 condo units |
| Nearby Flood Claims | 363 (1978–2022) |
| Claims Outside the SFHA | 24 of 363 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 815 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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