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815 3rd St N, Tower, MN 55790 Property Records

St. Louis County property record for 815 3rd St N, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1955
Square Footage1,120 sqft Gross Area
Lot Size6,998 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$232,000 (2026)
Tax Bill$1,530.00 (2026)

Property Details

APN / Parcel Number

Primary APN080-0010-04565
Alternative APNs
  • 1023066
  • 1197661

Interior

Bedrooms5 Beds
Full Baths1.75 Baths
Total Rooms5 Rooms
Building Area1,120 sqft Gross Area
1st Floor1,120 sqft 1st Floor
Basement Area840 sqft Basement
Finished Basement840 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,998 sqft (0.16 acres)
Garage Area1,056 sqft Garage
Deck Area288 sqft Deck
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1197661
Street Address815 3RD ST N
CityTOWER
StateMN
Zip55790-9501
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF BLOCK 35 LYING W OF A LINE DRAWNPARALLEL WITH E LINE OF SAID BLK AND DISTANT350 FT W THEREFROM AND S OF A LINE
Legal SubdivisionTOWER
Legal Block35
Legal Lot Number9
JurisdictionST LOUIS MN
Minor Civil DivisionTOWER
Census Blockgroup2
Census Block2031
Census Tract15402

Owner

Source: St. Louis County records · APN 080-0010-04565

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address815 3RD ST N, TOWER, MN 55790-9501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Warranty Deed, Transfer
NORTHCOAST TITLE, NORTHEAST TITLE
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
MANN MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleNov 04, 2015 · Amount on Record
Deed Doc Number20261533070
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 22, 2026
Property Address815 3RD ST N, TOWER, MN 55790-9501
Document Number0001533070
Instrument DateMay 13, 2026
Instrument20261533070
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyNORTHCOAST TITLE, NORTHEAST TITLE

Transaction

AmountAmount Recorded
Tax$77,325.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address815 3RD ST N, TOWER, MN 55790-9501

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address815 3RD ST N, TOWER, MN 55790-9501
Document Number00A1397442
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 3RD ST N SAWYER MN 55780, SAWYER, MN 55780

Mortgage

Document Number00A1397442
DateDec 02, 2020
InstrumentA1397442
Lender
NameMANN MTG
TypeMortgage Company
AddressKALISPELL, MT 59901
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityTower City
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,530.00 (+11.03%) Homeowner's exemption
2025$1,378.00 (-9.46%) Homeowner's exemption$172,300 (+25.04%) Land $6,000 Building $166,300$172,300 (+25.04%) Land $6,000 Building $166,300
2024$1,522.00$137,800 (+32.63%) Land $6,000 Building $131,800$137,800 (+32.63%) Land $6,000 Building $131,800
2022$103,900 Land $5,400 Building $98,500$103,900 Land $5,400 Building $98,500

Flood & Wildfire

815 3rd St N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
40th percentile of exposed land nationally · 70th in Minnesota
Wildfire LikelihoodModerate — about 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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