Flathead County property record for 815 3rd Ave E, Kalispell, MT 59901 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,418 sqft Living Area |
| Lot Size | 7,100 sqft (0.162 acres) |
| Garage | Mixed, 192 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,442.00 (2025) |
| Primary APN | R0757448 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,418 sqft Living Area |
| 1st Floor | 878 sqft 1st Floor |
| Upper Floors | 540 sqft Upper Floors |
| Basement Area | 638 sqft Basement |
| Finished Basement | 638 sqft Finished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow Style |
| Exterior Material | Shingles Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,100 sqft (0.162 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 192 sqft Garage |
| Deck Area | 108 sqft Deck |
| Porch | Open Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 0000185263 |
|---|---|
| Street Address | 815 3RD AVE E |
| City | KALISPELL |
| State | MT |
| Zip | 59901-5438 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KAL, S17, T28 N, R21 W, BLOCK 119, LOT 010, LOT 10 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 17 |
| Legal Quarter | NW |
| Legal Subdivision | KAL |
| Legal Block | 119 |
| Legal Lot Number | 10 |
| Jurisdiction | FLATHEAD MT |
| Minor Civil Division | KALISPELL |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 1102 |
Source: Flathead County records · APN R0757448
Assessment roll updated December 31, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 815 3RD AVE E, KALISPELL, MT 59901-5438 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WINTRUST MORTGAGE |
| Sep 24, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MERIDIAN HOME MORTGAGE CORP |
| Sep 27, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 04, 2025 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2025 |
| Deed Sale | Dec 04, 2025 |
| Deed Doc Number | 202500026130 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 815 3RD AVE E, KALISPELL, MT 59901-5438 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201700008258 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 201700008258 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 815 3RD AVE E, KALISPELL, MT 59901-5438 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | UNKNOWN, RESEARCH TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 201900023744 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 201900023744 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 815 3RD AVE E, KALISPELL, MT 59901-5438 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202100034408 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 202100034408 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 04, 2025 |
| Property Address | 815 3RD AVE E, KALISPELL, MT 59901-5438 |
| Document Number | 202500026130 |
| Instrument Date | Dec 01, 2025 |
| Instrument | 202500026130 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 815 3RD AVE E, KALISPELL, MT 59901-5438 |
| Document Number | 202500026131 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 202500026131 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | Other |
| Max Rate | 10.9% |
Source: Flathead County records · Assessment roll updated December 31, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,442.00 (-36.01%) | $476,600 (+24.99%) | $476,600 (+24.99%) Land $86,025 Building $390,575 |
| 2023 | $3,816.00 | $381,300 | $381,300 Land $75,665 Building $305,635 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the East Side Historic District listed 1994 · 642 contributing resources · NRIS 94000880 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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