815 2nd St, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 815 2nd St, Silver Cliff, CO 81252

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,288 sqft · built 1999
Lot Size0.492 acres (21,465 sqft)
Owner2 Individual Names on Record
Last Sale$469,000 (Jul 2023)
Tax Bill$1,552 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
May 2020 Mortgage
APN0010009905

Property Details

APN / Parcel Number

Primary APN0010009905

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,288 sqft Heated Area
Gross Area2,936 sqft
1st Floor Area2,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleSplit Level
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,465 sqft (0.492 acres)
Garage TypeAttached
Garage Area528 sqft
PorchSlab
Porch Area190 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address815 2ND ST
CitySILVER CLIFF
StateCO
Zip81252-8829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 13-16 BLOCK 97 TOWN OF SILVER CLIFF
Legal SubdivisionSILVER CLIFF
Legal Block97
Legal Lot Number13-16
JurisdictionCUSTER CO
Township / Civil DivisionWESTCLIFFE
Census Block Group3
Census Block3050
Census Tract970102

Owner

Source: Custer County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address815 2ND ST, SILVER CLIFF, CO 81252-8829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
FARM CREDIT MID AMERICA FLCA
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2023 · Amount on Record
Deed SaleJul 3, 2023 · Amount on Record
Prior SaleNov 15, 1999 · Amount on Record
Deed Document Number2023248569
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateJul 3, 2023
Property Address815 2ND ST, SILVER CLIFF, CO 81252-8829
Document Number0000248569
Instrument DateJun 30, 2023
Instrument248569
Transaction TypeTransfer
Record UpdatedJul 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address815 2ND ST, SILVER CLIFF, CO 81252-8829

Mortgage

Document Number0000248570
DateJul 3, 2023
Instrument248570
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address815 2ND ST, SILVER CLIFF, CO 81252-8829
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number237850
DateMay 8, 2020
Instrument237850
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyCuster County
MunicipalitySilver Cliff Town
Unified School DistrictCuster County School District C-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,552.00 (+22.78%)$21,180 (-3.24%)$338,844 (+3.69%)
2023$1,264.00 (+5.07%)$21,890 (+27.27%)$326,771 (+35.8%)
2022$1,203.00$17,200 Land $1,140 Building $16,060$240,629 Land $16,000 Building $224,629

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUND MOUNTAIN WSD
serves 1,950 people · EPA ID CO0114500
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
60 / 5
Hilltop Broadband
Fixed Wireless
50 / 15
Visionary Broadband
Fixed Wireless
25 / 3

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