815 1st Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 815 1st Ave, Duluth, MN 55810

Property Summary

Property Type	Apartments (5+ Units)
Details	2,880 sqft · built 1974
Lot Size	0.99 acres (43,124 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Jan 2014)
Tax Bill	$6,884 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`185-0240-00430`

Property Details

APN / Parcel Number

Primary APN	`185-0240-00430`
Alternative APN	`1002671`

Interior

Units	5 Units
Stories	2 Stories
Building Area	2,880 sqft Gross Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Finished Basement	1,440 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Lot Area	43,124 sqft (0.99 acres)
Garage Area	1,440 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	55 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1002671
Street Address	815 1ST AVE
City	DULUTH
State	MN
Zip	55810-2601
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	THAT PART OF S1/2 OF SW1/4 OF SE1/4 OF SE1/4DESCRIBED AS FOLLOWS: COMMENCING AT SECORNER OF S1/2 OF SW1/4 OF SE1/4 OF
Legal Range	15W
Legal Township	49N
Legal Section	03
Legal Subdivision	PROCTOR LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	1
Census Block	1008
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3806 GLADSTONE ST, DULUTH, MN 55804-1903
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR
Jul 28, 2017	Loan Modification, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2014 · Amount on Record
Deed Sale	Jan 17, 2014 · Amount on Record
Prior Sale	Jan 31, 2008 · Amount on Record
Deed Document Number	2014940808
Last Transfer Date	Dec 15, 2014
Transfer Doc	0000952653
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	815 1ST AVE, DULUTH, MN 55810-2601
Document Number	00T1028361
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	815 1ST AVE PROCTOR MN 558102601, PROCTOR, MN 55810-2601

Mortgage

Document Number	00T1028361
Date	Sep 2, 2020
Instrument	T1028361

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	815 1ST AVE, DULUTH, MN 55810-2601
Document Number	000T988186
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1407 GILLIAT ST DULUTH MN 55804, DULUTH, MN 55804

Mortgage

Document Number	000T988186
Date	Aug 4, 2017
Instrument	T988186

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,884.00 (+4.11%)
2025	$6,612.00 (+30.47%)	$361,200 (-5.96%) Land $116,400 Building $244,800	$361,200 (-5.96%) Land $116,400 Building $244,800
2024		$384,100 (+44.51%) Land $87,100 Building $297,000	$384,100 (+44.51%) Land $87,100 Building $297,000
2023	$5,068.00
2022		$265,800 Land $87,100 Building $178,700	$265,800 Land $87,100 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on 1st Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures