815 13th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 815 13th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Multi-Family Dwellings
Details	7,812 sqft · built 1988
Owner	Company Name on Record
Last Sale	$850,000 (Jun 2021)
Tax Bill	$7,261 (2023)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48845-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48845-0000`

Interior

Stories	3 Stories
Building Area	7,812 sqft Living Area
1st Floor Area	2,604 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Metal
Lot Width	120 ft Width
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.48845.0000
Street Address	815 13TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-6107
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	LOT 004 BLOCK 007 OF NORMAL PARK ADD; LOT 005 BLOCK 007 OF NORMAL PARK ADD LOT 4 & E 25' OF LOT 5 BLK 7
Legal Range	28
Legal Township	124
Legal Section	14
Legal Subdivision	NORMAL PARK ADD
Legal Block	7
Legal Lot Number	4-5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1005
Census Tract	304

Owner

Source: Stearns County records, as of April 8, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6927 XANTHUS LN N, MAPLE GROVE, MN 55311-2953
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 2, 2021	Warranty Deed, Transfer MISC COMPANY
Mar 23, 2021	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	A1604531
Record Updated	Jun 7, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 2, 2021
Property Address	815 13TH ST S, SAINT CLOUD, MN 56301-6107
Document Number	00A1604532
Instrument Date	May 18, 2021
Instrument	A1604532
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6927 XANTHUS LN N, MAPLE GROVE, MN 55311-2953

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 2, 2021
Property Address	815 13TH ST S, SAINT CLOUD, MN 56301-6107
Document Number	00A1604531
Instrument Date	Mar 29, 2021
Instrument	A1604531
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6927 XANTHUS LN N, MAPLE GROVE, MN 55311-2953

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 23, 2021
Property Address	815 13TH ST S, SAINT CLOUD, MN 56301-6107
Document Number	00A1597664
Instrument Date	Feb 22, 2021
Instrument	A1597664
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 13TH ST S, SAINT CLOUD, MN 56301-6107

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,261.00	$549,000 Land $50,000 Building $499,000	$549,000 Land $50,000 Building $499,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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