815 1/2 E Monroe St, Bloomington, IL 61701 Property Records

McLean County property record for 815 1/2 E Monroe St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 1920
Lot Size	0.08 acres (3,497 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2022)
Tax Bill	$3,127 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-288-008`

Property Details

APN / Parcel Number

Primary APN	`21-04-288-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	992 sqft
Attic	Attic
Attic Area	328 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,497 sqft (0.08 acres)
Lot Dimensions	120 ft deep x 35 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	815 1/2 E MONROE ST
City	BLOOMINGTON
State	IL
Zip	61701-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	E.S. NICCOLLS ADD N1/2 LOT 10 BET BLKS 1 & 2 & E25 LOT 1 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	E.S. NICCOLLS ADD
Legal Block	1,2
Legal Lot Number	10,1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2004
Census Tract	1700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 1/2 E MONROE ST, BLOOMINGTON, IL 61701-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FARMERS STATE BANK
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Feb 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Jan 18, 2008 · Amount on Record
Deed Document Number	202210580
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	815 1/2 E MONROE ST, BLOOMINGTON, IL 61701-4137
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010007
Date	Jun 23, 2018
Instrument	2018-00010007

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 13, 2022
Property Address	815 1/2 E MONROE ST, BLOOMINGTON, IL 61701-4137
Document Number	202200010580
Instrument Date	Jun 3, 2022
Instrument	2022-00010580
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 1 2 E MONROE STREET, BLOOMINGTON, IL 61701

Mortgage

Document Number	202200010581
Date	Jun 13, 2022
Instrument	2022-00010581

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate	4.99%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 13, 2017
Property Address	815 1/2 E MONROE ST, BLOOMINGTON, IL 61701-4137
Document Number	201700002747
Instrument Date	Feb 1, 2017
Instrument	2017-00002747
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 GENERAL ELECTRIC RD, BLOOMINGTON, IL 61704

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,788 (+61.54%) Land $6,656 Building $36,132	$128,364 (+61.54%) Land $19,968 Building $108,396
2024	$3,127.00 (+82.65%)
2023	$1,712.00 (-18.4%)	$26,487 (+7.26%) Land $5,988 Building $20,499	$79,461 (+7.26%) Land $17,964 Building $61,497
2022	$2,098.00	$24,695 Land $5,583 Building $19,112	$74,085 Land $16,749 Building $57,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile, Watch TV.

Nearby Properties on E Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures